Survey Results: Where are you cutting back?

Reader Advice

"Dont buy that new car if the old one is running fine. "

"No TV. I turn on the radio (free) . . . I stay caught up with friends and family and have great conversations so easily without the T.V. . . . the $1100 I saved by not buying a new TV helped me fund a two week vacation in Central America. For others, maybe instead of a vacation, it could help people get by without having to make cuts in other areas, like those listed above. It doesn't take long to not miss it, and the quality of life DEFINITELY improves."

"Always try negotiating prices, for instance if there is a price for an item that is a couple hundred dollars offer 5% less for cash instead of using a credit card."