How to Become a Notary Signing Agent
Step 1: Understand the job description and responsibilities of a Notary Signing Agent
What does a Notary Signing Agent do?
A In American law, a signing agent or courtesy signer is an agent whose function is to obtain a formal signature of an appearer to a document. In common parlance, most jurisdictions require the appearer to sign before a notary public. From this, the practice of a notary public designating themselves as a signing agent has arisen. There are notaries public who specialize in the notarization of real estate transfer and loan document signings. Signing agents often have certification and training through private organizations, but is not a requirement in law, although it may be a requirement of the lender in the oversight of real estate transaction document signatures. Also referred to as a notary signing agent or a loan signing agent, a signing agent should not be confused with a mortgage loan closer or closing agent. Signing agents are notaries public, who usually have experience and/or training concerning the proper execution of loan documents and are hired by mortgage companies, escrow companies, title companies, and signing services to identify loan documents, obtain the necessary signatures, and in some cases deliver the documents to the borrower. A signing agent is an impartial party to the transaction, and must adhere to the notary laws of their state or jurisdiction. In some states of the United States where signing agents are allowed, signing agents may identify documents and can point out terms to the loan transaction. However, signing agents are prohibited from giving legal advice or in any way explaining or interpreting the meaning of any terms or documents, and they are not permitted to prepare the documents, or alter them in any way. Any advice, explanation, or opinion can be considered unauthorized practice of law, except in the State of Louisiana, which is governed by Civil Law; in Louisiana, civil law notaries public have broad powers, and can actually prepare documents and discuss them with the signers.
But it does take a financial investment that goes beyond the cost of a Notary commission and certification.
Some states require additional licensing requirements and/or restrict Notaries from working as a Signing Agent.
For example, Maryland and Indiana require title insurance for all closings, while Minnesota requires you to have a closing agent license.
Apart from your Notary commission, seal and journal, you’ll need a few other things as well.
Some companies expect the Signing Agents they work with to carry a larger policy.
Step 2: Learn best tips to become a Notary Signing Agent
Best tips for those who want to become a Notary Signing Agent
Here are some tips to become a Notary Signing Agent.
Search the web The internet is the most effective tool you have as a Mobile Notary Signing Agent.
Signing Agents Are in High Demand.
Step 3: View best colleges and universities for Notary Signing Agent
Best colleges and universities for Notary Signing Agent
- SUNY College of Technology--Alfred
- Manhattan College
- Pennsylvania College of Technology
- SUNY College of Technology--Delhi
- Vermont Technical College
- Tuskegee University
Step 4: Think about whether is it worth to be a Notary Signing Agent
Is being a Notary Signing Agent Worth it?
When you become a Notary Signing Agent, your dream of being your own boss will begin.
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Step 5: Prepare relevant skills for being a Notary Signing Agent
What skills do you need to be a Notary Signing Agent?
Their duties include making sure legal documents are authentic, checking the identity of the person signing the document, serving as a witness for the document being signed, collaborating with the buyer and seller, and notarizing all required signatures.
If you prefer to brush up on your notary skills or want to train in person to become a Notary Signing Agent, most states offer live training.
Not sure if you are on LinkedIn or not, but they also have some great notary/signing agent forums that are really helpful.
Secondly, be extremely skillful at handling residential loan signings.
Notary publics are not typically required to undergo any specialized training or obtain insurance in their field.
Step 6: View average salary for Notary Signing Agent
How much does a Notary Signing Agent make?
The average salary range for a Notary Signing Agent is from $40,916 to $53,539. The salary will change depending on your location, job level, experience, education, and skills.
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Step 7: Find relevant Notary Signing Agent jobs, and apply.
Looking for Notary Signing Agent jobs?
Here are some Notary Signing Agent jobs in the United States.