What are the responsibilities and job description for the Credit Analyst position at AgWest Farm Credit?
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100 year-old Farm Credit System – the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Credit Analyst I or Credit Analyst II to join our Montana Lending department in Dillon, Montana. This full-time position reports to the VP, Credit and assists in providing sound, constructive credit and related services, typically supporting a portfolio of simple to moderately complex credit relationships.
This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.
Compensation Information
The base salary range for this position is:
Credit Analyst I $57,000 - $86,000; bonus at target is 10% of salary
Credit Analyst II $63,000 - $95,000; bonus at target is 12% of salary
Job Requirements
- Gather financial and business related information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources.
- Analyze basic financial statements, including opinions and notes, tax records, “in house” prepared financial statements and pro forma statements.
- Prepare credit analysis and make recommendations to appropriate management for review.
- Comply with association documentation expectations, procedures, laws and regulations.
- Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations.
- Other duties as assigned.
Minimum Requirements
- Bachelor’s degree in business or ag-related field, or an equivalent combination of education and experience.
Preferred Requirements
- Knowledge of loan programs and financially related services.
- Knowledge of agricultural practices.
Benefits Offered by AgWest
- Medical, dental, and vision insurance
- Basic term life and AD&D insurance (fully paid for by the company)
- Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer
- 401(k) plan (6% match plus 3% employer contribution)
- Employee Assistance Program
- Wellness Program
- Jeans are welcome at work every day at AgWest!
- Vacation accrual rates increase with tenure.
Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits
#LI-Hybrid
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.
When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and, communicate with them.
To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process.
For more information about the information AgWest Farm Credit collects, please see the AgWest Farm Credit California Privacy Policy.
Salary : $63,000 - $95,000
