AVP/VP Director of Risk & Analytics

Title:

AVP/VP Director of Risk & Analytics

Reports to:

President of TCA

Job Summary:

Total Care Auto, Powered by Landcar (“TCA”) is a captive provider of finance & insurance (F&I) products to a large network of affiliated dealerships. TCA’s product offerings include vehicle service contracts, prepaid maintenance plans, vehicle protection products, and debt protection products.

TCA is looking for a student actuary, ACAS, or Risk Management expert to support its risk and analytics needs. This position will be instrumental in supporting the growth initiatives of the company.

Primary Duties:

Product Pricing: Supports carious pricing functions including testing rates for new programs as well as performing rate reviews for existing programs. Oversee product profitability and create loss reports that focus on frequency/severity using multiple factors as well as early warning reports, etc.

Reserving Reporting: Test accuracy of various reserve methodologies for existing products to determine appropriateness. Create various internal reports needed to support Financial Exams, AM Best ratings call, and other reporting needs.

Modeling: Completes modeling process related to pricing models, cash flow testing, asset/liability matching, ROE modeling, premium deficiency testing, etc.

Management Reporting: Experience in visualization techniques, profound in visual storytelling with data, designing highly automated descriptive analytics/reporting solutions, creating data models, and understanding of business needs and processes.

Data & Technology: Has awareness of various financial source systems and how the data is stored and accessed. Provides insight into the design, development, and maintenance of systems impacting data. Identifies opportunities to leverage advancing technologies that can improve data quality and systems efficiency, producing deeper analysis, enhancing visualization, and business reporting.

Enterprise Risk: Identify areas of risk related to TCA business. Develop controls with key personnel involved in risk. This includes participating as a member of the enterprise risk committee.

Leadership: Be a teacher to support the efforts of other employees to be successful. Operate with integrity by demanding the highest ethical standards from self and others. Set an example of having a positive attitude and professionalism.

Qualifications:

• Minimum of 5 years of experience in P&C insurance, analytics, and reporting.
• Has broad and deep expertise in actuarial concepts and product knowledge, specifically in the automotive industry.
• Bachelor’s degree in Finance, Accounting, Mathematics, actuarial Science, or related field.
• Familiarity with Enterprise Risk Management and possess strong analytical skills.
• Experienced in analyzing data and making strong recommendations based on findings, prioritizing tasks with shifting deadlines and work on multiple projects simultaneously, and working independently with little guidance while still meeting objectives.
• Advanced to Expert proficiency in MS Office applications including Excel, PowerPoint, Word, and Outlook.
• Advanced to Expert proficiency in various data repository platforms (SAS/SQL/etc.)

Physical Requirements:

• Physical requirements include but are not limited to sitting, standing, visual attention, and occasional lifting.
• Mental requirements include but are not limited to the reading of related material, visual attention, and attention to detail.

Note: The need may arise to revise, supplement, or rescind portions of this job description, and Total Care Auto reserves the right to do so at any time. Employee shall be required to meet the qualifications and perform the duties of any revised job description.

Education

• Bachelors or better