What are the responsibilities and job description for the Mortgage Loan Officer position at BRIGHT BANK?
Job Details
Who Are We?
We are Bright Bank! We strongly believe in putting our client’s needs first and ensuring a strong client experience through a commitment of deeply understanding their needs. As a strong relationship focused community banking family, we believe in face-to-face relationships, timely locally made decisions, and reinvesting our time and dollars back into our community to help it grow and prosper. At Bright Bank We Make Someday today!
We are seeking a Mortgage Loan Officer to join our team!
What You’ll Do:
- Solicit and develop a wide variety of mortgage loans.
- You’ll spend a significant amount of time on outside sales activities developing strong referral sources.
- You’ll develop knowledge of company products, services, policies, procedures, and underwriting requirements in order to provide mortgage solutions to our clients.
Who You are:
- You have at least 2 years of mortgage lending origination experience.
- Experience with FHA, VA, Fannie Mae, etc.
- Knowledge of residential lending, processing, credit analysis and mortgage regulations.
- Working knowledge of federal, state, and local regulatory mortgage lending requirements.
- Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.
- Excellent communication, interpersonal and organizational skills.
- A collaborative and flexible style, with a passion for change and continuous improvement
- Passion for community involvement
Why Join us?
We value people who are ambitious, collaborative, and customer focused. We are a new Community Bank growing together here in the Boise Metropolitan area. If you love a challenge and want to be part of our diverse, fast growing, and continually developing company culture, then Bright Bank is the team for you!
We offer a leading employee benefit package:
- Competitive Compensation
- Medical/Dental/Vision Insurance options
- 100% Company paid Life, STD, and LTD Insurance Policy
- 401K Plan with Company match
- Tuition Assistance
- Employee Assistance Program
- Generous PTO plan for Work/Life balance
- 11 Bank paid Holidays
- You even get a paid day off for your Birthday!
Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, fax machines and adding machines.
Physical Demands
While performing the duties of this job, the employee is regularly required to see, talk, hear, sit, stand, walk, bend, stoop, manual dexterity and reach with hands and arms. This is a largely sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stand on a stool as necessary. Proper lifting techniques are required. This position may occasionally lift up to 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
Other Duties
This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice at the bank’s discretion.
EEO/M/F/D/V/Affirmative Action Employer
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, disability, sexual orientation, genetic information, or veteran status.