Mortgage Loan Processor

Description

If you’re an outgoing, detail-oriented and motivated individual, and have a passion for delivering exceptional customer service, keep reading! This is a fast-paced, interactive position with CCFBank, a successful financial institution with locations throughout Wisconsin and Minnesota. We’re seeking a friendly, and customer-oriented individual who is eager to build and maintain customer relationships.

As a Mortgage Loan Processor, you will analyze and process mortgage loan transactions. The position is primarily responsible for ensuring the delivery of the highest level of service to internal customers while maintaining an adherence to bank, state and federal policies. You will also gain knowledge of bank products and services to ensure an exceptional customer experience daily.

The ideal candidate is a collaborator who works well in a team environment and can communicate with colleagues from various departments. Bonus points if you’re community focused and excited about making a positive difference for those around you.

Primary Responsibilities

• Prepares all documents needed to close a loan, reviews all documentation ensuring compliance with legal, regulatory agency, and bank policy requirements. 
• Perform employment verifications/income/asset verifications to ensure the accuracy of loan file documentation.
• Maintain a close working relationship and regularly correspond with lenders, title companies, contractors, builders, appraisers, real estate agents and other real estate industry professionals
• Obtain, review, verify and submit to underwriting all file documentation including signed disclosures, borrower documentation received (income/asset docs, homeowner’s insurance, tax returns) and 3rd party documentation (appraisals, title work, flood etc.) for completeness and accuracy. 
• Balance appraisal, flood and secondary income general ledgers for month end as assigned
• Review underwriting approval and communicate with the lender and borrower conditions needed for final underwriting approval.
• Performs other duties as assigned.

Education and Experience

• Associate’s degree in accounting, finance, economics or related field. 
• Substitution: Two (2) years of directly related full time experience performing the essential functions outlined above may be considered in lieu of the degree.
• Two (2) years of experience in the financial services industry.
• Two (2) years of experience working in loan processing or customer service.

Desired Qualifications

• Bachelor’s degree in accounting, finance, economics or related field. 

What’s in it for you?

• Full Time, 40 hours per week.
• Monday – Friday work week.
• Competitive pay. 
• Eligible for an annual bonus of 1.5%-3% of your salary based on company goals and performance. 

Perks:

• Health, Vision & Dental Plans: Because healthy smiles are important.
• Health Savings  Account (HSA) with CCF Contributions: Save for those medical expenses that you weren’t expecting.
• Health Reimbursement Arrangement: Be reimbursed for qualifying medical expenses by making smart health care decisions. 
• Flexible Spending Account: For those unexpected medical expenses.
• Employer Paid Life Insurance and Long-Term Disability Plans: We’ve got your back (and your future).
• Voluntary Life Insurance and Short-Term Disability Plans: Because life is unpredictable.
• Accident and Critical Illness Plans: Just in case you decide to take up extreme knitting.
• Hospital Indemnity: We will help cover additional hospital expenses.
• 401K Retirement Plan and Company Match: Retirement goals? We’ve got you covered. 
• Paid Time Off, Bereavement Leave, and Paid Holidays: Rest, recharge, and celebrate your loved ones. 
• Parental Leave: Because parenting is the ultimate adventure.
• Telecommuting Program: Work from your cozy blanket fort on occasion.
• Company-Wide Wellness Program: Yoga, smoothies, and mental high-fives.
• Employee Achievement Program: Here to help you through the good times and the bad.
• Colleague Referral Program: Refer a friend, get a virtual high-five (and maybe a bonus).
• Professional Development Reimbursement Program: Learn and grow with us!
• Career Planning: Plot your career trajectory.
• Colleague Pricing on Secondary Market Mortgage Loans: Because everyone deserves a castle (or a cozy cottage).
• Colleague Beyond Save & Spend Accounts Perks: Unlock exclusive pricing on our deposit products.

What can you expect from us?

At CCFBank you are more than just a number, you are a partner to our team. We are dedicated to investing in our colleagues and providing them with tools they need to grow and develop their careers.

We prioritize the needs of our community by allocating resources and encouraging colleague involvement across the regions we operate in. We are proud to be a part of our local communities, and we look forward to continuing to support and serve them. Learn more here about how we make more possible: https://ccf.us/careers/

Ready to be part of our financial family? Apply online at ccf.us!

If you need assistance applying, contact us at HR@ccf.us and we will attempt to meet your needs. 

In evaluating candidates for this position, CCFBank may consider a combination of education, training, and experience which provides the necessary knowledge, skills, and abilities to perform the duties of this position.

CCFBank is committed to fostering and cultivating an inclusive and diverse culture and we are proud to be an Equal Opportunity Employer, including disability and veterans.