Loan Portfolio Officer

Position Purpose:

The Portfolio Officer assists small business owners to achieve their financial goals of successful business ownership and growth through loan servicing and post-loan technical assistance.

Essential Functions:

PORTFOLIO MANAGEMENT: Manages a portfolio of active borrowers through database information input and maintenance. Manages collateral retention and individual borrower risk ratings. Meets with and visits clients on a regular basis.

LOAN CLOSING: Manages the Operational Closing Process for New Loans, Paid in Full Loans, Modified Loans, and Charged Off Loans. Ensures records are complete and organized.

PORTFOLIO COMPLIANCE: Submits monthly and quarterly reports related to our active portfolio. Manages all aspects of external collateral credit reserve program. Supports the department through maintenance of electronic and paper borrower files. Assists with qualitative and quantitative analysis of loan portfolio.

TECHNICAL ASSISTANCE: Provides initial one-on-one technical assistance (TA) to borrowers, within assigned portfolio, depending on each business’s unique needs, and refers borrowers to business consulting team for in-depth technical assistance.

Qualifications and Essential Skills:

· B.A. or B.S. degree is required; preference for a degree in Finance, Economics, Accounting, Business Management. Master’s degree is strongly preferred.

· Two to five years’ experience (domestic or international) in loan settlement, micro-lending, small business lending, commercial portfolio management, impact investing, finance, and/or business consulting.

· Experience in speaking to a variety of audiences and stakeholder groups.

· Ability to communicate, gain trust, and work with low-income individuals of wide-ranging cultures.

· Ability to speak more than one language highly preferred.

· Ability to work effectively in a team and operate independently as tasks require.

· Proficiency with MS Office Suite (Word, Excel and PowerPoint). Intermediate Excel skills with the ability to understand and write basic formulas, develop charts and graphs for presentations, and summarize large datasets.

· Experience with loan management systems and databases, credit information systems, and public record research preferred. Air Table, DownHome Solutions, Equifax, and public record systems preferred.

· Proactive, professional, and hardworking, with strong organizational and analytical skills.

· Flexible with an interest to learn and develop professional skills.

· Excellent interpersonal and problem-solving skills.

· Interest in impact investing or socially-minded businesses is desired, experience is preferred.

Job Type: Full-time

Pay: $58,000.00 - $69,000.00 per year

Benefits:

• 401(k) 4% Match
• Dental insurance
• Flexible spending account
• Health insurance
• Paid time off
• Professional development assistance
• Referral program
• Relocation assistance
• Retirement plan
• Vision insurance

Compensation package:

• Bonus opportunities

Payment frequency:

• Paid semi-monthly

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• Hybrid work
• Office

Ability to Relocate:

• Aurora, CO 80010: Relocate before starting work (Required)

Work Location: Hybrid remote in Aurora, CO 80010

Salary : $58,000 - $69,000