What are the responsibilities and job description for the Credit Analyst -Loan Officer position at Citizens Alliance Bank?
The Credit Analyst/Loan Officer is responsible for providing proven and competent credit analysis for commercial and/or agricultural lending activities, assistance in the administration of commercial and/or agricultural borrowing accounts, and the support of other credit related functions with minimal direction and supervision. This position is responsible for providing accurate credit analysis information and working with Lending Officer(s) to ensure that sound judgements are made regarding the creditworthiness of prospective borrowers.
Duties included but not limited to the following:
- Spread financial statements, including tax returns as requested and provide detailed reports that succinctly summarize financial information.
- Review and analyze incoming financial statements. Update and/or complete financial spreads and covenant monitoring spreadsheets to be forwarded to the appropriate Lending Officers.
- Review and assist in ongoing surveillance tracking and monitoring of covenants for larger credits.
- Update loan customer information system with current and up to date credit analysis information.
- Provide well-written analysis for credit presentations, file comments and annual reviews. Maintain monitoring, tracking and reporting while working with lenders to keep loan file comments and ticklers current.
Contact Citizens Alliance Bank’s Human Resources Department for a full job description via email: humanresources@citizensalliancebank.com
Citizens Alliance Bank is an Equal Opportunity Employer
*
Education*
Required
- High School or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Job Type: Full-time
