Civic Financial Services is a private money lender, specializing in the financing of non-owner-occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast, cost effective funding source for their real estate investment needs.
CIVIC is committed to creating a workplace where our people thrive, which translates into a culture of inclusion, recognition, and success for our teammates and clients alike. Since 2016, CIVIC has been recognized by Best Workplaces and Fortune as a Great Place to Work, and CIVIC’s employee engagement ranks among the top 5% of companies nationally.
Whether you are an entrepreneur, an innovator, a game changer, a creative, a problem-solver, a thinker, or an operator we have all kinds. CIVIC is the place for smart, ambitious, dedicated people who work hard and play nice.
Yes, our business is in real estate investing... but our greatest investment is in you!
The Associate Director of Correspondent Lending will serve as the Sales and Operation liaison and assist in driving the growth of CIVIC’s Correspondent Lending business. Will intermediate by contacting with correspondents consistently regarding loan specific details on files such as new loans, deal structure, loans in process, funding and closed. The Associate Director of Correspondent Lending will oversee deal structures and provide loan level solutions as well as support new correspondent training.
What you’ll do:
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Identify, address and assist in performance issues with assigned clients to alleviate issues through improving processes and designing best practices.
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Lead and/or participate in 08 development meetings.
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Assist with initial application assistance.
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Help with fixed disclosure issues for correspondents and provide pricing assistance.
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Obtain complete understanding of underwriting guidelines, compliance guidelines and loan and purchase process.
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Analyze written procedure and find solutions for process improvement.
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Work with corporate derivatives.
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Email monthly data tape to Accounting team.
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Review monthly amounts and provide an accounting report.
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Prepare wire requests and obtain SVP approval.
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Email monthly statements to correspondents.
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Directly and indirectly manage team of Relationship Managers and Account Managers
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Handle pipeline management involving prioritization.
- Assist Post-Closing and monitor pipeline of outstanding loans that need to be purchased.
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Help with purchase advice issues such as PA’s not balancing.
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Monitor warehouse line tracking in tableau.
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Responsible for trailing documentation.
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Work with Encompass team on system issues that need corrections such as pricing and fees.
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Support new programs and product development.
What you’ll need:
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Bachelor’s degree required; or a combination of education and experience.
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8-10 years of direct B2B selling experience (correspondent lending) within the mortgage industry, with minimum 5 recent years of successfully developing a territory.
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Current Correspondent loan sales experience.
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Experience leading a Correspondent Lending team.
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Proficiency in MS Office, specifically Excel.
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Leadership demonstrating successful relationship building with established accounts, as well as forging new partnerships.
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Strong interpersonal skills taking pride in client service communications and abilities.
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Self-starter with entrepreneurial spirit, ready to develop with the company.
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Excellent written, verbal and presentation communication skills.
What’s in it for you?
We have a strong focus on going above and beyond when it comes to caring for our team members and our communities. In addition to traditional benefits like health insurance, casual Fridays, paid vacation, holidays and sick leave, we are proud to offer these unique and enriching work perks:
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Celebrations: When we say we “work hard and play hard,” we mean it! We like to celebrate often via onsite, offsite, and virtual happy hours, themed parties, parking lot BBQ's, milestone ceremonies, birthday gift cards, and Workout Tuesdays (to name a few).
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Investments: As we are in the lending space, we believe we should consistently and frequently invest in our CIVIC team. We support our teammates in paying off student debts and invest in your education with a tuition reimbursement program.
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Flexible Work Environment: Work-life balance is important. We work with you to determine the best work style for you and CIVIC.
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Office Life: We like to make sure that when you are in the office, you are well fed and can access the resources you need. Our kitchens are stocked with snacks and beverages, and we have created an office spaces dedicated to collaboration, focus time, creativity while ensuring team members safety.
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Education: We offer an online curriculum of courses through our own CIVIC University. We also created programs to support you and your manager in career development discussions.
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#CIVICCares Initiative: From beach cleanups, food and clothing drives, building homes for Habitat for Humanity, to volunteer hours, CIVIC provides several opportunities throughout the year for our team to step outside the office, bond, and come together to give back to our local communities.
Civic Financial Services is an EEO/AA/Disability/Vets Employer.