What are the responsibilities and job description for the C&I Lender position at CSI?
The C&I Commercial Lender position is responsible for the identification and cultivation of commercial and industry customer relationships (new and existing). The position accomplishes this by prospecting for new leads and opportunities and meeting with the companies/individuals to determine the best loan, deposit, and cash management products to meet their needs. The position operates with limited credit authority.
Essential Duties and Responsibilities
- Primarily will be responsible for oversight of the bank’s C&I lending efforts
- Assist team members with sourcing, evaluating, and structuring C&I loans.
- Assist team member with the monitoring of the bank’s C&I loan portfolio
- Attend to the needs of present and potential C&I customers seeking a banking relationship that may involve unsecured funds and/or credit secured by mortgages or other banking products.Interview applicants to develop information concerning their business or consumer needs, desires, repayment ability and earnings to determine the viability of the relationship.
Obtain and direct the analysis of all financial data.
Conduct credit checks and make on site visits.
Take the banking relationship through the credit process, deposit process and ancillary bank products process.
- Responsible for achieving loan production goals, deposit goals, and referral goals.
- Responsible for cross selling activities including Deposit products, cash management referrals and referring business to any other internal partners.
- Perform required outside calling activity and record it in the Bank’s CRM program.
- Provide customers with routine platform services, such as approving checks for cashing, loan draws, or addressing customer requests.
- Work with team members/customers to correct/clear loan exceptions (financial, covenant, collateral, etc.) as needed.
Job Type: Full-time
Pay: $85,000.00 - $120,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
Schedule:
- 8 hour shift
Supplemental pay types:
- Bonus pay
Ability to commute/relocate:
- Covington, LA 70433: Reliably commute or planning to relocate before starting work (Required)
Work Location: In person
Salary : $85,000 - $120,000