What are the responsibilities and job description for the Sr. Credit Strategy Analyst position at Deserve?
About Deserve:
Through a digital-first, mobile-centric, highly configurable credit card solution, Deserve is powering the future of fintech. Using machine learning and alternative data, Deserve partners with universities, associations, financial institutions, fintechs, and modern consumer brands to develop, rapidly deploy and power white label and co-branded credit card programs for any audience. Deserve is a venture-backed fintech company whose investors include Goldman Sachs, MasterCard, Visa, Sallie Mae, Accel, Pelion Venture Partners, Aspect Ventures, and Mission Holdings.
As a key member of the credit risk management team, the Senior Credit Strategy Analyst is responsible for developing, optimizing, and managing credit risk underwriting strategies, risk-based pricing, portfolio management, collections strategies, fraud analytics, and loan loss forecasting. In this highly visible role, the individual will partner with multiple internal and external cross-functional teams to effectively implement and monitor credit strategy changes across Deserve’s organic and partnership based credit card programs.
As a core part of their responsibilities, the Senior Credit Strategy Analyst will consistently seek opportunities to improve the NPV and other profitability metrics while maintaining credit risk at reasonable levels through highly visible and interactive partnership and collaboration with both Deserve senior management and external business partners. The role has excellent exposure to multiple business clients with unique customer bases and learning opportunities in both consumer and small business lending.
*Must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered for U.S. based jobs.
Staff Credit Risk Analyst
EarnIn -
Palo Alto, CA
Senior Billing Strategy Analyst
Natera -
San Carlos, CA
Sr. Manager, Strategy and Business Development
Lucid Motors -
Newark, CA