Financial Analyst

Role: Assist in the preparation of the annual budget and quarterly rolling forecasts of the credit union and CUSO.  Design, develop and prepare monthly, quarterly, and annual financial analysis that illustrates credit union performance compared to budgets and forecast by working closely with various departments to understand changes and trends that impact the organization. Assist in the identification of key trends and potential risks and opportunities. Support the Senior Financial Analyst in business performance monitoring and analysis as well as quarterly peer analysis and reporting. Support the VP/Controller and SVP/CFO with management, Board, and Committee report analysis and trend analytics reporting. Also assists with the monthly accounting close, as needed.   Essential Functions & Responsibilities: 25% Coordinate the operations of the Credit Union’s financial planning and forecasting, including the design, development, compilation, and analysis of financial performance, trends, consolidated budgets, and quarterly rolling forecasts. Recommend actions to improve performance and identify risks and opportunities. 20% Prepare consolidated budgets and forecasts and analyze trends in revenue, expense, capital expenditures, and other related areas. 15% Perform budget-to-actual-to-forecast reviews and provide financial and business-related analysis and research in such areas as financial and expense performance, rate of return, depreciation, working capital, and investments to the VP/Controller and SVP/CFO on results and future expectations. 10% Responsible for special financial and business-related studies and cooperates with other departments in preparing analyses. 10% Responsible for the preparation of quarterly forecast expectations for presentation to Senior Management. 5% Work with auditors/examiners on annual audits and regulatory examinations. 5% Contribute to the monthly close of the Credit Union’s financials to ensure complete, accurate, and timely completion of financial and accounting records. 5% Support the activities of the VP/Controller and SVP/CFO. 5% Perform other related duties as assigned. Knowledge and Skills: Experience: Three years to five years of similar or related experience. Education: Bachelor’s degree in Accounting or Finance is required. Cost Accounting experience is desirable.   Interpersonal Skills: Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.   Other Skills: Functional with spreadsheets and word processing software. Financial Services industry experience beneficial.   Physical Requirements   PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is required to sit for long periods at a time, use hands to finger, handle, or feel, and talk or hear. The employee is occasionally required to walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds.   Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate.   This Job Description is not a complete statement of all duties and responsibilities comprising the position.