Quality Control/Quality Assurance Analyst

Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.

Title: Quality Assurance Analyst

Location: Radnor, PA or Winston Salem, NC (on-site)

This is an individual contributor position which works under regular supervision and is responsible for completing Quality Assurance Reviews.

As a dynamic and resourceful professional, we will rely on you to perform the following duties:

• Complete quality assurance files reviews for certified loans underwritten under Delegated or Non-Delegated authority. This entails completing a re-underwrite of the loan file for acceptable risk based on published guidelines/credit policy, and a review of completed re-verifications.
• Complete re-verifications of occupancy, employment/income, and funds for loan closing as required and make referrals to the Special Investigations Unit (SIU) as appropriate.
• Maintain a strong knowledge of Agency, USPAP and Essent guidelines/eligibility requirements.
• Complete second level reviews on loans cited with any level of defect by the third-party vendor.
• Participate in system testing and enhancement requirements as part of a coordinated corporate effort.
• Perform other duties as assigned by management.

Minimum Education & Experience Requirements:

• High School Diploma/GED; bachelor’s in business administration or related field is preferred.
• Mortgage insurance experience is preferred.
• Seven (7) years or more of experience in the mortgage banking industry with specific mortgage insurance industry experience desired
• Practical experience in Conventional mortgage underwriting and/or quality assurance required.
• Ability to travel as needed.
• Knowledge of all Agency underwriting guidelines.
• Proficient in Microsoft applications such as Word and Excel.
• Strong appraisal review skills and knowledge of USPAP requirements.
• Outstanding oral and written communication skills.
• Self-motivated and detail oriented.
• Excellent organizational, technical and customer service skills.
• Ability to present difficult responses/findings in a consultative manner while preserving client relationships.

Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.