Job Posting for Senior Life Underwriting Consultant at Ethos Life
Ethos was built to make it faster and easier to get life insurance for the next million families. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones. Using predictive analytics, we are able to transform a traditionally multi-week process into a modern digital experience for our users that can take just minutes!
Our investors include General Catalyst, Sequoia Capital, Accel Partners, Google Ventures, SoftBank, and the investment vehicles of Jay-Z, Kevin Durant, and Robert Downey Jr. We are listed inForbes’ Top 50 Fintechs of 2020. And for exciting news about our growth check outLife-Insurance Startup Ethos Valued at More Than $2.7 Billion. We are scaling quickly and looking for passionate people to protect the next million families!
About the Role
Are you a life insurance underwriter with 3 years of experience, who is passionate about the profession of underwriting? Are you interested in getting in on the ground floor of a growing team at an insurtech startup? Would you enjoy working in a collaborative environment where your opinion matters?
Duties and Responsibilities:
Understand underwriting policies, guidelines, practices and procedures
Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
Communicate effectively both written and verbally to explain underwriting decisions
Influence and champion changes to improve processes while maintaining mortality expectations
Work efficiently to gather information necessary for decision making
Ability to independently work assigned requests with minimal direction.
Comfortable with ambiguity.
Qualifications and Skills:
4 year degree preferred
Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
Ability to think critically and problem solve independently
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills
Term and permanent life insurance underwriting
In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU
Everyone is welcome at Ethos. We are an equal opportunity employer who values diversity and inclusion and look for applicants who understand, embrace and thrive in a multicultural world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.