Originates and closes retail mortgages and coordinates loan origination tasks for specific Mortgage Loan Officer. The position acts as a resource for Mortgage Loan Officer and supports the Sales team.
Coordinate, conduct product, pricing, and compliance
Function as the systems expert for the Sales Office
Obtain outstanding loan conditions from borrowers
Update LOS system with additional information, loan conditions, lock in rates, etc.
Assist in preparation and distribution of marketing materials
Interact with underwriting, processing, and closing areas to expedite loans in the pipeline
Communicate with attorneys regarding mortgage loan closings
Take applications/meet with customers
Input application data to the LOS system, generate disclosures
Obtain automated underwriting findings from LP/DU
Take phone calls from borrowers, answer questions - return calls with information concerning rates/programs/required documentation
Communicate with Real Estate Brokers concerning status of loans in process
In manager's absence, act as the underwriting, secondary marketing, and closing liaison
Function as the product and pricing knowledge expert for the Sales Office
Assist MDO in placing difficult loan scenarios into the most suitable product
Create and generate marketing materials for the Sales Office
Originate and close a retail mortgage production pipeline
At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
In compliance with the requirements outlined within the Compensation Requirements under the Truth-in-Lending Act (LO Comp Rule) effective January 1st 2014; Santander Bank will now perform a credit check as part of, and in addition to, the existing background check for all positions where one must perform job functions of a loan originator as defined by the LO Comp Rule. In order to be eligible for this position, you must have a valid US Social Security at the time of application.
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