Job Posting for Mortgage Loan Officer - Leads Provided at Hero Loan Team
POSITION OVERVIEW:
The Mortgage Loan Officer (Leads Provided) position is responsible for working with inbound leads to move through the pre-approval process. This role will include convincing inbound leads to go through the process, taking applications, collecting documents, assessing client files, calculating income, running Automated Underwriting (DU/LP, etc) and issuing pre-approvals, as well as following up consistently with all leads. Quality, efficiency, superior customer service and professionalism are ALL essential to be successful as a Pre-Approval Specialist
PREREQUISITE
Active NMLS license (or currently working as a Loan Officer for a bank or credit union).
Proficient with Encompass.
3 years of mortgage industry experience preferred.
CORE RESPONSIBILITES:
Engage with inbound purchase leads, handle objections, move them into a consultation
Follow up with all leads to continue to move them through the process
Sell the benefits of working with the Hero Loan Team and your assigned branch staff.
Host a buyer consultation call/meeting - get as many details as possible re: employment, income, asset, etc.
Review 1003 for completeness.
Review loan in detail - make needs list and notes for client.
Structure loans in LOS.
Run AUS.
Prequalify – calculate income, review (and understand) income and asset documents, calculate max purchase price.
Choose loan templates based on credit score/scenario.
Request supporting docs and follow up.
Organize supporting docs in Encompass Efolder.
Update 1003 based on collected supporting docs.
Set up a fee worksheet and/or Total Cost Analysis presentation.
Send Prequal Letter to client, Realtor, and/or Builder.
Follow up with clients until they are under contract
KEY ATTRIBUTES:
Excellent sales and phone skills
Confident decision maker.
Solutions focused.
Detail oriented.
Critical thinker.
Intensely passionate about great client service.
Competitive spirit and disposition.
Clear, confident communicator.
Innate sense of professionalism with a matching work ethic.
Sense of urgency and lack of timidity.
Quick study; comfortable with new methods and applications.
Maintains other life/personal interests.
Superior organizational skills as there will be multiple tasks.
Commitment to quality work to ensure efficiency and productivity
WORKING ENVIRONMENT:
Remote
Flexibility to work extended hours during peak business periods or to meet project deadlines.
High Compensation Structure
Job Type: Full-time
Pay: $200,000.00 - $300,000.00 per year
Benefits:
401(k)
Dental insurance
Health insurance
Schedule:
Monday to Friday
Weekend availability
Experience:
Mortgage: 3 years (Required)
Sales: 3 years (Preferred)
License/Certification:
NMLS# (Required)
Work Location: Hybrid remote in San Diego, CA 92101
Salary.com Estimation for Mortgage Loan Officer - Leads Provided in San Diego, CA
$94,569 to $121,505
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