What are the responsibilities and job description for the Mortgage Loan Officer position at Home Cupid Mortgage?
Hello! We've included a loan officer template below but are looking for a future team member to join our fast growing, innovative team of mortgage professionals.
We have a creative mortgage consultant position for you to consider whether you are looking for a full-time position or a part-time supplement to your current career.
If you at least have a curiosity of how the mortgage world could help you reach your life and professional goals- let's talk today. Feel free to text your name and time available for a call to: 956.616.4203 and we will reach out to you ASAP!
Here's the template as promised : )
We are looking for a loan officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Skills
- Proven working experience as a loan officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment
Work Remotely
- Yes
Job Types: Full-time, Part-time
Pay: $30,000.00 - $250,000.00 per year
Benefits:
- Health insurance
- Paid time off
Schedule:
- Monday to Friday
- On call
- Weekend availability
Supplemental Pay:
- Signing bonus
Education:
- High school or equivalent (Preferred)
Experience:
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Work Location: One location
Salary : $30,000 - $250,000