Share Draft Clerk

Description

YOUR PURPOSE

Assists Credit Union members and employees with administrative functions in regard to Share Draft accounts. Work is performed according to Credit Union and governmental policies and procedures. Will provide support to the branches with balancing checks and provide support to other departments with clerical duties as needed. Treats individuals with a positive and cooperative attitude and demonstrates Horizon Credit Union’s CORE values (Capability, Optimism, Responsibility, Empathy) when interacting with all individuals.

YOU ARE RESPONSIBLE FOR

Processes share draft/checking account operations. This includes but is not limited to daily clearings, sending and receiving files from the FED, NSF transactions, research, auditing stop payment requests, balancing, check adjustments and savings bond processing.

• Communicates with employees and members via telephone and e-mail to process financial transactions in a courteous and efficient manner.
• Partners with Fraud team to process check forgery and fraud cases.
• Assists with Mobile Deposit and ATM Deposit processing, which includes auditing of checks, reviewing checks and the mobile deposit registration exception reports for approval or denial.
• Provides balancing and Share Draft data for Accounting and Marketing departments.
• Retrieves check copies, regular clearing and over the counter, as required and prepares temporary checks for branch operations.
• Processes Check Adjustments through the Federal Reserve for check deposits with encoding errors, paid item errors, or are unauthorized.
• Assists with Overdraft Privilege Program in line with current policies and procedures, monitoring, adding or removing accounts for eligibility in the program.
• Works closely with and serves as back up to the Share Draft Administrator.
• May be assigned to special projects as needed by the manager.

SUCCESS LOOKS LIKE

Our individual contributor success competencies, coupled with our CORE Values, drive our ability to fulfill our Promise of "Guiding members in the direction of their dreams".

• Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm.
• Collaborates: Builds partnerships and works collaboratively with others to meet shared objectives. Readily takes action on challenges, without unnecessary planning.
• Instills Trust: Gains the confidence and trust of others through honesty, integrity, and authenticity.
• Communicates Effectively: Develops and delivers communications that convey a clear understanding of the unique needs of different audiences.
• Member Focused: Builds strong member relationships and delivers member-centric solutions, both internally and externally.
• Self-Development Focused: Actively seeks new ways to grow and be challenged using both formal and informal development.

Compensation

At Horizon Credit Union, we believe in attracting and retaining talented team members who embody our CORE Values of Capability, Optimism, Responsibility and Empathy. Our pay values are reflected in our compensation philosophy which rewards individual performance and the potential to contribute to our teams’ overall success long-term.

The full pay range for this position across all the states in which we hire is $15.75-$22.21. The figures shown represent the minimum and maximum of the range for this role. Individual offers are made dependent upon a candidate’s experience, education, and skill level. 

Benefits, Perks and Other Good Stuff

We know there’s more to life than just a job.  Our benefits are designed to help support our employees and their well-being. Take a look at what we have to offer:  

• Medical, Dental, & Vision Insurance for employees & their families
• Paid Group Life and Disability Insurance
• Employee Assistance Program
• Tuition Reimbursement Program
• 401K Retirement Savings
• Employer 401K Retirement Contributions & Matching upon eligibility 
• Discretionary Annual Incentive Bonus based on eligibility criteria
• Paid Time Off per Full Calendar Year
• 10 hours of PTO per month 
• Paid Birthday Holiday
• 2 Paid Wellness Days
• 24 hours of Paid Volunteer Time
• 11 Paid Holidays
• And More!

Requirements

Education & Experience

High school diploma or general education degree (GED); plus, six months to one year of related experience and/or training; or equivalent combination of education and experience.

Capabilities

• Working knowledge of most MS Office applications.
• Demonstrates strong oral and written communication skills.
• Strong knowledge of imaging systems and personal computer to access the credit union's records and accounting systems and member account information.
• Basic input, output, error correction, general ledger account structure knowledge.
• Ability to perform simple accounting tasks such as account reconciliation.
• Basic spreadsheet knowledge helpful.

ABLE TO

To perform the essential functions of this position an employee must be able to meet the following workplace demands: ability to converse with others, detect sound, identify and detect objects, count, read, write, operate a computer, handle and feel objects, reach with hands/arms and be stationary and/or stand and/or move for long periods of time. Occasionally an employee will lift/pull/push and carry up to 25 to 50 pounds, stoop, kneel, crouch, crawl, climb and be able to maintain balance doing these activities. Position requires sound reasoning, good judgment and ability to apply knowledge toward work activities. The noise level is moderate and typical of a normal office environment. In accordance with the Americans with Disabilities Act, Horizon Credit Union will provide reasonable accommodation/s to qualified individuals with disabilities to perform the essential functions, unless such accommodations would cause the employer an undue hardship. To request an accommodation, please contact Human Resources.

ABOUT THIS JOB DESCRIPTION

The statements in this job description are intended to describe the essential functions and minimum qualifications for this position and are not intended to be an exhaustive list of all responsibilities, duties and skills required. Job descriptions are not intended, nor do they create an employment contract and are subject to change at any time to accommodate business necessity. The Credit Union maintains its status as an at-will employer where applicable. In support of Horizon CU’s goals employees may perform other duties as assigned and all employees are expected to:

• Exemplify our CORE Values.
• Promote teamwork and collaboration.
• Provide our members with the highest quality service.

Salary : $16 - $22