Business Banker

FirstBank and Trust, a division of HTLF Bank, is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. FirstBank and Trust, a division of HTLF Bank, is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"™ BUSINESS BANKER-Lubbock, TX The Business Banker originates new business banking relationships and the cross selling of existing clients within a portfolio, generally with customer annual revenue under $10 Million. The Business Banker focuses on growing deposits, loans and fee income in a profitable manner. Primary Responsibilities: Participates in the business development activities of the bank. Identifies appropriate prospects within defined target markets, generally with annual revenues under $10 Million, creates and manages an effective prospect list and perform activities to ensure growth in loan, deposit and fee income portfolios. Serves our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness. Partners with and refers to other bank departments, such as Retail, Private Banking and Treasury Management, to identify other appropriate products and services. Participates in the underwriting and documentation of the credit. Utilizes the business case discussion and subsequent meetings with bank management, the Small Business Loan Center, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others. Participates in the management of a loan portfolio. Monitors the portfolio for credit quality. Understands, detects and reports the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans. Assists the bank in achieving positive CRA metrics by collaborating with bank-level, regional or HTLF CRA Officers. Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function. Qualifications: Bachelor's degree or equivalent combination of education and experience required 3 years of banking experience required; Commercial Banking experience preferred Formal credit training and experience preferred Good understanding of business tax returns, profit and loss statements, personal financial statements required Basic understanding of loan documentation, Commercial loan, deposit and Treasury Management products required Scheduled Weekly Hours: 40 Time Type: Full time The targeted salary for this role is: $65,480.00 - $85,124.00 You may also be offered incentive compensation, and benefits. Benefits may include Medical, Dental, Vision, 401(k), Health Savings Account, Paid Time Off. Actual compensation may vary based on geographic location of the specific role as well as work experience, education, and skills of the selected candidate. At FirstBank & Trust, a division of HTLF Bank, we look for those who have a strong work ethic, are active learners, creative thinkers and seek joy in their work life. We look to employ those who thrive on challenges and look forward to every new opportunity to build positive relationships and provide exceptional results. Our commitment is to empower talented professionals who aim to be a part of our thriving team and cultivate our diverse workforce. We genuinely understand the value and importance of providing a safe, positive and professional work environment. Together, with our employees, we are committed to serving our local communities. As a part of that commitment, each employee is provided company paid volunteer hours to allow greater volunteer opportunities in the community. Our team members have volunteered hundreds of hours to dozens of local organizations. The communities in which we serve are supported through various sponsorships and donations, notably, over $27,500 to the Lubbock chapter of the American Diabetes Association in 2020. Our Leaders are actively engaged with their employees and dedicated to helping them grow and develop their career. We work closely with our employees to strategize individual professional development plans, performance goals and professional development opportunities. We grow, when you grow. At FirstBank & Trust, a division of HTLF Bank, we strive to recruit and retain the best teams possible and to live our mission of enriching lives one customer, employee, and community at a time. EOE/AA Employer ∙ M/F/Disabled/Vet Member FDIC ∙ Equal Housing Lender Employment at Heartland Financial USA, Inc. is employment at will

Salary : $10 - $85,124