Medical Underwriter

Kemper
St Louis, MO Remote Full Time
POSTED ON 3/1/2023 CLOSED ON 4/16/2023

Job Posting for Medical Underwriter at Kemper

Location(s)

St. Louis MO

Details

Kemper is one of the nation’s leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper’s products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises. 

Kemper proudly serves growing niche and underserved markets by providing appropriate and affordable insurance and financial solutions. This is enabled by a team of dynamic, innovative employees who act like owners and are continually driven by intellectual curiosity, analytical superiority, and being world-class operators.

Kemper Life has a talented operations team that believes in this strategic intent. This role is a great opportunity for the right person who wants to be part team in a dynamic growing company. We are looking for the person who can help us make a difference by best serving the needs of our customers. Come join us in Growing for LIFE.

POSITION SUMMARY:

Our Life Insurance Underwriter evaluates underwriting cases by reviewing and assessing documents received from our field agency and third-party vendors. Providing sound quality recommendations for setting condition requirements, issuing or deny coverage for individual life and health insurance applications. Involves written and verbal communications with field agents, claims, policy service and leadership groups.

LOCATION:

Hybrid role if in St. Louis, MO metro area. Otherwise, remote role working from a US based home. Minimal travel required as the business necessitates.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

  • Gather and assess application information and vendor information including medical records, prescription history data, consumer data, medical claims data, criminal background checks, electronic inspection reports, motor vehicle reports, paramedical exams, laboratories results.
  • Calculate and effectively evaluate risk
  • Utilize established underwriting guidelines for various products and provide proper recommendations
  • Make sound underwriting decision based on available information
  • Keep detailed and accurate case file notes during process and decision made
  • Other duties as assigned

POSITION QUALIFICATIONS:

  • College degree or equivalent with minimum 3 years of Underwriting experience
  • Life underwriting experience preferred
  • Experience in data collection review or research role utilizing information, problem solving and decision-making skills with minimal guidance
  • Previous role being self-directed and ability to complete duties with limited supervision
  • Experience with multi-tasking and meeting changing deadlines
  • Proven track record of excellent time management skills
  • Demonstrated ability to be detail oriented with high degree of accuracy
  • Exhibit ability of being highly organized and flexible
  • Demonstrated strong oral and written communication skills
  • Previous role providing excellent customer service skills
  • Intermediate level of proficiency with Microsoft Office (Word, Excel, Outlook)
  • Hybrid role if in St. Louis, MO metro area. Otherwise, remote role working from a US based home. Minimal travel required as the business necessitates.

The range for this position is $18.13 to $30. When determining candidate offers, we consider experience, skills, education, certifications, and geographic location among other factors. This job is eligible for an annual discretionary bonus and Kemper benefits (Medical, Dental, Vision, PTO, 401k, etc.)

CANDIDATE PROFILE:

  • Highly motivated and natural self-starter, independent thinker, great planner, and team player
  • Structured in thinking process and strong problem-solving skills, the ability to break down complex problems and find solutions
  • Ability to cope with uncertainty, learn fast, motivated by new and complex challenges
  • Manage information in a visually appealing and easy to understand method
  • Drive results across a team of dynamic communicators and professionals
  • Ability to quickly absorb complex issues, ensure alignment across cross-functional teams
  • Possesses a continuous improvement mindset

COMPETENCIES NEEDED:

  • Decision Quality – making good and timely decisions that keep the organization moving forward
  • Drives Results – consistently achieves results under difficult circumstances
  • Action Oriented – takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm
  • Collaborates – building partnerships and working collaboratively with others to meet shared objectives
  • Communicates Effectively – develops and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences
  • Values Differences – recognizes the value that different perspectives and cultures bring to the organization
  • Nimble Learning – actively learning through experimentation when tackling new problems, using both successes and failures as learning fodders

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.  

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee. 

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