What are the responsibilities and job description for the Credit Analyst Advanced position at Kforce Inc?
Responsibilities
Kforce has a client that is seeking a Credit Analyst Advanced in Charlotte, NC. The client supports hybrid model: 3 days in the office Monday/Wednesday/Thursday - no flex shift: 9 - 5:30 (1 hour lunch) peak times 20th till end of each month. Duties Include:
We offer comprehensive benefits including medical/dental/vision insurance, HSA, FSA, 401(k), and life, disability & ADD insurance to eligible employees. Salaried personnel receive paid time off. Hourly employees are not eligible for paid time off unless required by law. Hourly employees on a Service Contract Act project are eligible for paid sick leave.
Note: Pay is not considered compensation until it is earned, vested and determinable. The amount and availability of any compensation remains in Kforce's sole discretion unless and until paid and may be modified in its discretion consistent with the law.
This job is not eligible for bonuses, incentives or commissions.
Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.
Kforce has a client that is seeking a Credit Analyst Advanced in Charlotte, NC. The client supports hybrid model: 3 days in the office Monday/Wednesday/Thursday - no flex shift: 9 - 5:30 (1 hour lunch) peak times 20th till end of each month. Duties Include:
- Researches loan information
- Ensures proper financial information is obtained from applicant
- A CS serves as the primary loan operations contact for approximately 25-35 clients with asset based loans provided by the company
- Maintain a professional and courteous manner with all borrowers, including assisting borrowers by answering questions and resolving problems promptly; Queries to be expected are billing, availability, borrowing, or other system update requirement related (e.g., advance rate update via appraisal, change in sublimit or commitment, etc.)
- Perform a post loan closing review of the relationship, including review of loan agreement and field exam and confirm deal tickler set up The CS will draft and maintain the Client Resource Guide for all assigned accounts and assist with loan onboarding
- Monitor the timeliness and completeness of the client's collateral reporting and verify authorized signatures are on the reports; CS will also advise the Credit Risk Manager of reporting inadequacies and other issues and, under the Credit Risk Manager's direction, work with the borrower to resolve these problems
- CS will review, analyze, reconcile, and post the borrowing base certificate and/or sales and collection reports and supporting documentation to confirm the value of the borrower's Management
- From a Business Management perspective, the role will work closely with the Group Manager in building out an activity tracker for deal staffing, as well as general executive document preparations, assisting the Collateral Excellence Lead with performance management tool development and procedure library building, and working with the Product Owner team to develop executive management reporting
- Bachelor's degree in Business, Finance, or Accounting plus knowledge of commercial lending loan documentation and the ability to interpret standard commercial lending legal terms and language
- Experience in receivable, inventory and/or other type of collateral monitoring
- Multi-year experience in credit risk underwriting and business management best practices
- Familiarity with mainframe loan systems and/or commercial lending loan accounting systems; Knowledge of ACE collateral system and LoanIQ loan system a strong plus
- Proficient in Tableau, Microsoft Office Excel and other Office applications (Word, Outlook, PowerPoint, etc.)
- Strong analytical skills and a demonstrated ability to complete complex reconciliations
- Excellent customer service skills
- Strong communication skills, verbal and written, both with internal bankers and clients
- Disqualifier: no professional working experience; Not organized
- Visa sponsorship is not available for this position
- 1 rounds with a panel (hm 2nd liner - preferably in person; But zoom may also be ok
We offer comprehensive benefits including medical/dental/vision insurance, HSA, FSA, 401(k), and life, disability & ADD insurance to eligible employees. Salaried personnel receive paid time off. Hourly employees are not eligible for paid time off unless required by law. Hourly employees on a Service Contract Act project are eligible for paid sick leave.
Note: Pay is not considered compensation until it is earned, vested and determinable. The amount and availability of any compensation remains in Kforce's sole discretion unless and until paid and may be modified in its discretion consistent with the law.
This job is not eligible for bonuses, incentives or commissions.
Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.
Salary : $28 - $33
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