What are the responsibilities and job description for the Collector position at Lithia & Driveway Finance?
Driveway Finance has been making auto financing more straightforward as the primary lender for Lithia Motors and Lithia-owned dealer groups. We’re driven by principles that shape our company culture everyday, supporting our continued delivery of top-notch service and products.
Collector I
The Collector I responsible for providing quality customer experience while working to collect and negotiate terms of repayment on delinquent accounts 1-60 days past due.
The Collector I reports to the Collections Supervisor.
Responsibilities
- Make outbound collection attempts by phone, mail, and e-mail to resolve delinquent accounts in an ethically responsible manner by mitigating losses and maximizing receivable income
- Process, follow up, and resolve inbound collection and customer service telephone inquiries
- Review accounts for action such as extensions, deferments, and due date changes within authorized limits to promote customer performance of contractual obligations
- Demonstrate professionalism, discretion, and good judgment in all interactions with co-workers and customers to ensure timely resolution of customer discrepancies and disputes
- Follow up on required customer insurance coverage and institute corrective action when deficient coverage is discovered
- Meet or exceed established call volume and account action requirements
- Other duties as assigned
Skills and Qualifications
- Basic knowledge of installment loans, consumer collections, and collections regulations & laws
- Previous collections experience preferred
- Ability to multitask by speaking with customers and typing information, avoid distractions, and be focused for scheduled shift
- Strong attention to detail
- Sense of urgency
- Excellent communication
- PC skills including knowledge and use of MS Office (Excel, Word, Windows, etc.)
Competencies
- Does the right thing, takes action and adapts to change
- Self-motivates, believes in accountability, focuses on results, makes plans and follows through
- Believes in humility, shares best practices, desires to keep learning, measures performance and adapts to improve results
- Thrives on a team, stays positive, lives our values
Job Type: Full-time
Benefits:
- 401(k) matching
- Dental insurance
- Employee discount
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Referral program
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Supplemental Pay:
- Bonus pay
Work Location: One location