What are the responsibilities and job description for the Mortgage Loan Officer with California DFPI or taking NMLS ex... position at MISSION SAN JOSE MORTGAGE?
*CALIFORNIA LICENSED DFPI MLO OR IN THE PROCESS OF.
We are looking for a loan officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as a liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Skills
Proven working experience as a loan officer
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies
Ability to work in a goal-oriented environment
BS degree in finance, economics, or a related field
*THIS A 100% COMMISSION-PAID,REMOTE JOB.1099 Position
COVID-19 precautions
Remote interview process
Social distancing guidelines in place
Virtual meetings
Employment Type
Full-time
For more information please contact the following number. (209) 273-5217
Job Types: Full-time, Part-time, Commission
Salary: $87,667.00 - $393,157.00 per year
Job Types: Full-time, Commission
Pay: $82,732.00 - $395,557.00 per year
Job Types: Full-time, Commission
Salary: $81,552.00 - $393,128.00 per year
Job Types: Full-time, Commission
Salary: $81,552.00 - $393,128.00 per year
Job Types: Full-time, Commission
Salary: $81,611.00 - $393,357.00 per year
Alfonso Cardenas| Mission San Jose Mortgage
Recruiting Department My Cellphone 209)273-5217
www.MSJMortgage.com
2111 West March Lane Suite B100
Stockton, CA 95207
NMLS # 936439
Office: 209)651-2000 ext. 143 | Fax: 209)651-2000
CONFIDENTIALITY NOTICE: The information contained in this e-mail
message and any attachments are for the sole use of the intended
recipients and may contain confidential and privileged information.
Any unauthorized review, use, disclosure, or distribution is
prohibited. If you are not the intended recipient and have received
this communication in error, please contact the sender by reply e-mail
and destroy all copies of the original message.
Job Type: Commission
Application Question(s):
- Do you have an NMLS # if so what is it?
- When do have Scheduled to take the NMLS exam?
License/Certification:
- California DFPI (Required)
Work Location:
- Fully Remote