Financial Concierge II

Summary of Position 

Responsible for delivering exceptional customer service to all clients. Support regional banking team including Client Advisors and operations.

Major Position Functions 

            May include but not limited to

• Be welcoming and embrace clients as part of the Seaside Family by offering prompt courteous response
• Ensure all clients are provided excellent service according to the Seaside Promise 
• Provide excellent client care through listening and anticipation of needs
• Educate and support clients on products and services
• Open new accounts, take loan applications, complete all required forms
• Perform more complex service and office functions such as wire transfers and loan documents
• Administrative support for Client Advisors including taking customer applications, pulling credit reports, preparing loan worksheets and typing loan documents, and when necessary, closing loans 
• Review loan documents for proper vesting, legal descriptions, closing dates, signatures and other relevant data per approval.

·         Coordinate loan closings with attorneys 

·         Type and file credit approvals and denials  

·         Prepare loans for processing, make tickets for each loan, request appraisals, remove paid out loans from file, update UCCI’s, and correct non-post loan items 

·         Handle telephone and written inquiries 

·         Work exceptions and past dues  

·         Obtain and work insurance list 

·         Make and maintain release files, process quitclaim deeds, memo customer files, and process tickets on partial releases of collateral 

·         Type general letters (commitment letters, thank you letters, letters of credit, construction commitment letters, and application letters) 

·         Other duties as assigned 

Knowledge & Experience 

• Extensive Commercial loan experience preferred
• Exceptional client service skills
• Detail oriented
• Proactive approach/ability to anticipate client needs
• Proven track record of reliability 

Core Competencies

Thinks Strategically

• Makes sound business decisions that balance priorities
• Identifies key business opportunities and challenges

Builds Relationships

• Facilitates win-win situations
• Manages the needs of  stakeholders
• Resolves conflicts effectively
• Interacts well with people who have different backgrounds and work styles

Communicates Effectively

• Listens and asks questions to ensure understanding
• Conveys relevant information in a candid and timely manner

Drives Results

• Manages projects, processes and resources to produce desired outcomes 
• Holds self accountable to high performance standards
• Achieves high levels of client satisfaction
• Analyzes problems effectively and takes action to resolve
• Uses technology to facilitate better results/compliance
• Keeps commitments

Inspires Creativity and Innovation

• Creates an environment that encourages creative thinking  and supports compliance policy
• Proactively seeks out new opportunities
• Manages risks intelligently
• Conceives creative ideas to solve problems or meet objectives

Builds Teams

• Recognizes and rewards the achievement of others
• Strengthens others through mentoring and feedback
• Supports productivity and morale of the team

Exhibits Professional Excellence

• Pursues excellence with integrity, passion and courage
• Sets a good example for others
• Shows consistency in words and actions
• Learns from personal and organizational experiences
• Strives for self-improvement
• Maintains composure under pressure
• Earns the trust and respect of colleagues and clients
• Treats others with respect

Promote Organizational Excellence

• Consistently deliver on the Seaside Promise
• Approach each day with enthusiasm
• Cultivate a culture of inclusiveness that embraces awareness and acceptance
• Take personal ownership to foster a welcoming workplace
• Find ways to continually improve professional/client satisfaction

Required Skills and Abilities

Basic Skills:

• Active Learning – Understands the implications of new information for both current and future problem solving and decision-making
• Active Listening – Giving full attention to what others are saying
• Critical Thinking – Using logic and reasoning to identify the strengths and weaknesses, alternative solutions, conclusions or approaches to problems
• Mathematics – Using math to solve problems
• Reading Comprehension – Understanding written sentences and paragraphs in work related documents
• Speaking – Talking to others to convey information effectively
• Writing – Communicating effectively in writing as appropriate for the needs of the audience

Social Skills

• Coordination – Adjusting actions in relation to others’ actions
• Service Orientation – Actively looking for ways to help people
• Social Perceptiveness – Being aware of others reactions and understanding why they react the way they do

Advanced Skills

• Complex Problem Solving – Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions
• Time Management – Managing your time 

Tools

• English Language
• Word Processing
• Spreadsheets
• Presentations
• Internet

Work Setting

Environment

• Requires working at an assigned Seaside National Bank & Trust location during normal business hours
• Requires sitting, working indoors in environmentally controlled conditions

Communication

• Telephone, electronic mail, writing letters and memos, face-to-face discussions with individuals or teams, and presentations

Conflict

• Includes conflict situations or dealing with unpleasant, angry people

Impact of Decisions

• Opportunity to make decisions without supervision. 
• Decisions may affect other people, the financial resources and /or the image and reputation of the Bank

Level of Challenge

• Requires being exact or highly accurate
• Must meet strict deadlines