Closer II

Position Summary:

The Closer II is responsible for auditing the loan files for the purpose of preparing Closing documents. The Closer II works closely with all involved parties to ensure timely and complete closing packages.

Essential Job Functions:

Specific tasks will include, but are not limited to, the following:

• Thorough review of the file in a short time frame.
• Accurate final closing docs.
• Clear communication with various individuals (title companies, branches, other departments).
• Responsible for the auditing of loan files in accordance with NFM Lending guidelines as well as Federal and State regulations to ensure the loan meets requirements.
• Must input and audit loan data to ensure that accurate and complete loan files are produced.
• Must ensure that all closing documentation is accurate and complete.
• Review Title, Contracts of Sale, GFE’s, TIL’s, Homeowners, Appraisals, and Photo Id’s.
• Perform the final Compliance Ease check on each loan to be sure we close in compliance with state and Federal High Cost tests.
• Review all final HUDs prior to release of docs and cure any and all tolerance violations on the HUD prior to closing.
• Work closely with members of the Processing/Underwriting team and the title company to ensure that all conditions are correct and have been met prior to scheduling of final closing.

Required Job Functions:

Specific tasks will include, but are not limited to, the following:

• Effectively communicate, work with, and build relationships with all levels of constituents including culturally and linguistically diverse staff members and external candidates and/or vendors, while operating in a fast-paced customer service driven environment.
• This position may require occasional overtime and travel.
• Additional tasks as assigned.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job.

Working Conditions Information:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus.

Diversity and Inclusion:

At NFM Lending we are a diverse team of champions, industry pioneers and action leaders. We draw on the differences in who we are, what we’ve experienced, and how we navigate the mortgage industry with focused intention. We work to attract, develop, engage, advance and retain a high performing workforce through fostering an inclusive culture where everyone can join in the journey to success. EOE.