Mortgage Loan Officer

Are you working for a company that doesn't come through as a lender or broker. At Obsidian we give you the Freedom to work both as a Lender or Broker, your option!

At Obsidian you’re not just a number. Upon your onboarding, you are assigned an Account Executive that will help structure your loan, determine which channel best fits the consumer and earn you the max compensation. The AE's job is to help you structure deals, provide training, access webcaster videos, and allow you access to marketing material. I cannot count how many times Quicken or UWM declined a loan where we have turned around, approved, and closed it within 10 days!

JOIN US FOR WEEKLY WEBINAR 1:00 EST @wwww.obsidianfinancialservices.com

TIME FOR WINNING AS A LENDER/BROKER

The ability to work as a Lender:

• Best rates in the industry, with no marked-up fees and raw pricing
• Fannie/Gennie Mae Direct NO OVERLAYS!
• Non-QM Loans Make up to 4% compensation.
• FHA down to 550 with 4% to 5% compensation. Will never be beaten!
• In-house UW are available 24/7.
• 2nd Mortgage Make up to 3% Full Compensation.
• Close loan in 7 to 10 days.
• We are a Direct Lender with no overlays, you will close twice as many loans with us then any broker shop,

The ability to work as a Broker/Mini Corr

• Approved with 100 lenders in the industry.
• Flat fee of $1295 per file or 20% and you still make the full compensation of 3.00%.
• (203K/DPA/Construction to Perm) all have CANCELED on the wholesale of the business.
• DBA’s are allowed for corporation.
• W2 or 1099 (where applicable)

Compensation Will Not Be Beat (Ever) and Training

• Payday out within 72 hours! Broker and Mini-Corr!
• 1099 or W2 (where applicable).
• Close on mini-corr so there is no comp plan-rates same's as broker-fee same as broker
• We offer state-of-the-art training with the best software in the industry.

Your Responsibilities:

• Uphold all company directives and standards.
• Ability to pre-qualify clients and input information for disclosing.
• Submit a complete file then move on to the next deal.
• Interact with processing and UW to close loans fast.
• Proven ability to market yourself in your surrounding community is a HUGE plus!
• Being able to take direction and to be a true self-starter preferred. We will assist you as much as we can, but this is a rare opportunity, and is as lucrative as you will personally make it.

Experience:

· One Year of residential mortgage origination experience.

· Must have NMLS Safe act Licensed within the state you originate in.

· Work with other employees such as processors and UW to help approve loans

· Knowledge of Microsoft software such as excel, work and power point surefire

Education:

· High School Diploma

· Associate degree wanted but not needed

Obsidian is committed to the principle of equal employment opportunity for all employees and providing employees with a work environment free of discrimination and harassment. All employment decisions at Obsidian Financial Services are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Obsidian Financial Services will not tolerate discrimination or harassment based on any of these characteristics.

Job Type: Full-time

Pay: $85,500.00 - $427,250.00 per year

Benefits:

• Dental insurance
• Health insurance

Schedule:

• 8 hour shift

Supplemental pay types:

• Commission pay

Work Location: Multiple locations

Salary : $85,500 - $427,250