Lead Analyst, Decisioning Innovation

About us

OneMain Financial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable, and transparent installment loans. Our customers turn to us every day—online and at 1,500 branches in 44 states—to help them take control and improve their financial lives with solutions for debt consolidation, medical expenses, household bills, home improvements and auto purchases. Our talented and dedicated team members constantly look for responsible ways to serve our customers when, where and how they want. It’s all about doing the right thing—a mission that hasn’t changed for more than 100 years.

The Role

We are currently seeking a Lead Analyst to drive OneMain’s strategic initiatives on the cutting edge of near prime underwriting and analytically driven decision making. This individual will lead and accelerate our journey to leverage key data sources and analytical techniques beyond bureau data in every part of the lending lifecycle. 

As a key member of the credit and pricing analytics team, this individual will be responsible for driving business results through multiple areas including growth strategies, risk management, and enhanced customer experiences across all products and channels.  Strategies driven and influenced include but are not limited to underwriting decisions, pricing, product terms, customer segmentation, channel optimization, and customer experience. 

Working with various partners, the role will have responsibilities for building new analytical tools and frameworks leveraging novel data sources to drive insights into our business.  The Lead Analyst will then leverage those insights to create customer and business value add strategies and take those strategies to market through end-to-end project ownership. 

A successful candidate will utilize skills that enable them to be versatile and successfully lead initiatives across multiple disciplines. They will bring new ways of thinking to our business and push the traditional boundaries of the lending industry.

Key Responsibilities

• Design, recommend, document, and execute consumer underwriting, product, and customer experience strategies to improve our lending portfolio

• Understand the data environment to appropriately prioritize and set expectations for key reporting, modeling, and analytical priorities

• Use new data sources, analytical frameworks, and models to create insights, draw conclusions, and influence decision making across the organization

• Effectively prioritize competing initiatives; translate strategic priorities into individual/team initiatives and manage expectations

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)

• 3 years of experience in experience in consumer lending, driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience

• Advanced analytical skillset using tools such as SQL, and SAS, R, or Python

• Innovative and capable of developing creative solutions to complex, data-driven problems

Benefits

Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That’s why we packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options for team members and their dependents

• Up to 4% matching 401(k)

• Tuition reimbursement

• Continuing education

• Bonus eligibility

• Paid time off

• Paid volunteer time

#LI-AP1 #Analytics