Life Insurance Underwriter

Job Description: Job Description Pacific Life is investing in bright, agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We’re actively seeking a talented Life Insurance Underwriter* to join our Consumer Markets Division. This role supports 100% remote work. As an Underwriter, you’ll play a key role in Pacific Life’s growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners. Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life. How you will make an impact: Complete wing-to-wing underwriting decision: Starting with review of upfront underwriting data and tools Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection Finalizing cases Data enter medical history and use system workbenches to process and decision cases Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards. The experience you will bring: 5 or more years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies Ability to handle advanced decision level authorities without a co-signature (1 Million or higher) Effective written and verbal communication skills with the ability to build relationships both internally and externally Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events. Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used. Ability to develop specific goals, plan, and prioritize work. What will make you stand out: Bachelor's Degree Completion of LOMA 280/281 and 290/291; actively working toward AALU and FLMI Compensation The base pay range below reflects the Underwriting Specialist level. Level will be commensurate with years of experience and qualifications. We are open to hiring Underwriting Specialists and Underwriting Consultants. $82,200 - $102,800 - $138,800 #LI-CY1 Base Pay Range: The base pay range noted provides a basis to determine the appropriate offer dependent upon several factors including but not limited to geographic location, experience, skills, education and pay equity. Also, most employees are eligible for additional incentive pay. Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company. A career at Pacific Life is more than a job. It’s being hardworking. It’s being agile. It’s being mission-driven. It’s giving our policyholders the time, attention, and expertise they deserve –helping them to reach their financial goals and safeguard their futures. It’s having a positive impact on our industry and in the communities around us. It’s leveraging the collective genius within to drive the way we do business now and in the future, while also enjoying a supportive environment where you can be fulfilled in life and in work. At Pacific Life we are committed to a culture of belonging, a space where all employees are empowered to be authentic. One way we cultivate an inclusive culture is through our employee connections groups. The purpose of these employee-run groups is to offer a place to build community, connection, camaraderie, and a sense of belonging. Each group can be active in education, advocacy, recruitment, and community building throughout our organization. Learn more about our employee connection groups at Connection Groups. 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