Life Insurance Underwriter

Pacific Life
Sacramento, CA Remote Full Time
POSTED ON 12/8/2022 CLOSED ON 4/5/2023

Job Posting for Life Insurance Underwriter at Pacific Life

Job Description:
Pacific Life is investing in bright, agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We’re actively seeking a talented Life Insurance Underwriter* to join our Life Insurance Division. This role supports 100% remote work.

As an Underwriter, you’ll play a key role in Pacific Life’s growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.

  • Level will be commensurate with years of experience and qualifications. We are open to hiring Senior Underwriters, Underwriting Specialists, and Underwriting Consultants.
Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.

How you will make an impact:Complete wing-to-wing underwriting decision:
Starting with review of upfront underwriting data and tools

Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection

Finalizing cases

Data enter medical history and use system workbenches to process and decision cases

Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

The experience you will bring:
5 or more years of Underwriting experience with proven proficiency in underwriting processes and philosophies

Ability to handle advanced decision level authorities without a co-signature (1 Million or higher)

Effective written and verbal communication skills with the ability to build relationships both internally and externally

Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.

Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used.

Ability to develop specific goals, plan, and prioritize work.

What will make you stand out:
Bachelor's Degree

Completion of LOMA 280/281 and 290/291; actively working toward AALU and FLMI

You belong at Pacific Life
At Pacific Life we are committed to a culture of belonging, a space where all employees are empowered to be authentic. One way we cultivate an inclusive culture is through our employee connection groups. The purpose of these employee-led groups is to offer a place to build community, connection, camaraderie, and a sense of belonging. Each group can be active in education, advocacy, recruitment, and community building throughout our organization. Learn more about our employee connection groups at www.pacificlife.com.

Want to learn more about life at Pacific Life? Take an inside look at our company culture: Instagram.com/lifeatpacificlife.

Your Benefits Start Day 1

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional or social wellbeing, we’ve got you covered.

Competitive salary and benefits

Focus on maintaining a strong work-life balance, including six Rejuvenation days off in 2022

Generous Paid Time Off (PTO) and holiday pay

Medical, dental, and vision as part our commitment to investing in the health and wellbeing of our employees

Two retirement savings plans: 401k savings plan with company match and a 100% paid Company Retirement Contribution

Wellbeing Reimbursement for personal wellbeing expenses (physical, financial, social/emotional)

EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
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Salary.com Estimation for Life Insurance Underwriter in Sacramento, CA
$81,635 to $104,684
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