What are the responsibilities and job description for the Mortgage Lender II position at Park National Bank?
RESPONSIBILITIES
- Establishe relationships with Realtors, developers, builders and current and/or potential customers to source mortgage loans
- Utilize technology to efficiently communicate with stakeholders including referral sources, clients and mortgage operations
- Collect and analyze required information to successfully underwrite a mortgage, including income/assets, credit and collateral
- Make decisions on loan approval and structure within defined lending limits
- Work in tandem on larger or more complex credits with lender with commensurate lending authority
- Perform a variety of tasks directed at generating new business and servicing the needs of existing customers that could require the ability to work evenings and weekends
- Originate land loans, bridge loans, government loans, home equity lines of credit, construction loans and loans that are sold in the secondary market
- Independently develop business and actively cross sell bank products and services
- Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
- Deliver a consistent, high level of service within our Serving More standards
- Other duties as assigned
COMPETENCIES
- Interpersonal/Customer Service Skills
- Organizational Skills
- Analytical Thinking
- Able to Multi-Task or Juggle Priorities
- Ability to influence others
- Ability to build collaborative relationships
- Ability to work as part of a team
EDUCATION - CERTIFICATIONS - WORK EXPERIENCE
High School diploma or equivalent required
Bachelor's Degree in a business related field preferred
NMLS SAFE Act Registration or the ability to be registered within 30 days required
Notary required
4-6 years experience in retail banking/lending or mortgage underwriting field required
SCHEDULE
Standard hours will be Monday through Friday, 8a-5p. This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40 hours per week. Responsibilities may extend beyond 8am to 5pm work day; seven days a week and includes evening hours. Associates will respond to internal and external stakeholders as needed to successfully progress the loan to closing. Overtime may be required during peak periods.
As long as established goals are being met to ensure profitability, a flexible work arrangement is acceptable. Please speak to the hiring manager for more information.
TRAVEL INFORMATION
Travel will be required to meet with clients, Realtors, Community Leaders, visit various markets and regional offices.
