Preparation and disclosure of the CD in compliance with TRID, RESPA, QM and investor guidelines
Work with both internal team members and external 3rd parties to balance and evaluate fees
Produce final closing documents and ensure data integrity by auditing loan docs prior to release
Perform a complete review and audit of the loan file including both legal and financial documentation
Review all information in the title commitment, purchase contract, appraisal, homeowners policy, tax certs, payoff demands, settlement statements, escrow Instructions, closing protection letter, verification of employment, secondary loan lock, mortgage insurance certificate, FHA case assignment, VA certificate of eligibility, Grant Deed, seller CD and verification of final funds
Follow up with various departments to address any outstanding conditions
Verify the integrity of all information provided and ensure that all PTF conditions are satisfied prior to funding
Responsible for preparing and verifying final figures
Reviews and manages CD, Docs and Funding pipeline to ensure turn times are being met
Maintain a high level of customer service with quick response times and effectively communicate status and expectations both internally and externally
Understand and adhere to all existing changes to guidelines, processes and procedures as soon as they are implemented
Performs other duties as assigned, including assisting other team members and management as needed
Qualifications and Required Skills:
2+ years of previous funding experience
Previous experience in doc drawing is a plus but is not required.
Must be very detail oriented, organized and able to meet deadlines
An ability to multi-task in a fast-paced environment is essential in this role
Must be able to clearly articulate ideas both verbally and in writing
Exemplary interpersonal skills and a high degree of customer focus are critical for this position
Self motivation, initiative and an ability to work effectively with little supervision
Due to the nature of this position, overtime is required to meet deadlines
Salary.com Estimation for Closer in Belleville, NJ
$69,547 to $121,819
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