Underwriter - Life

Ready to take the next step in your career? Maybe you’re looking for advancement opportunities, a better work-life balance, or just something new and exciting.

At Pekin Insurance, we strive to go Beyond the expected® in everything we do.

Position Overview

The Underwriter evaluates life and health risks in order to provide the best decision for the company, agent, and insured. This position works closely with agents and field representatives to discuss decisions related to the underwriting process.

Essential Job Functions

• Reviews and makes new business and pricing decisions based on medical records, exam and laboratory findings, financial information, driving records, criminal records, tax implication laws, hazardous sports information, and other miscellaneous information
• Contacts agents and field representatives to discuss decisions and pending cases
• Attends meetings to learn about new products, new laws that impact underwriting, and new medical conditions and treatments
• Attends local underwriting meetings and field meetings
• Presents new products and procedures to agents at field meetings
• Conducts special projects regarding new products, new insurance regulations, or any type of study
• Manages workflows and agent/broker business
• Discusses unusual or difficult cases with other underwriters and underwriting manager
• Reviews requests for reinstatement on life and health insurance and passes judgment
• Processes requests for benefit increases on life and health insurance
• Performs other duties as assigned

Education & Experience

Required

• Bachelor’s degree in business or insurance related field
• Typically requires 1-3 years of related experience

Preferred or Specialized

• Prior underwriting experience

Certifications & Experience

• N/A

Knowledge, Skills & Abilities

Basic ability to:

• Communicate effectively in both oral and written form
• Maintain effective interpersonal relationships
• Present information and respond to questions from group of managers, clients, customers, and the general public
• Analyze, organize, and prioritize work while meeting multiple deadlines
• Read and interpret insurance policy language, governmental plans, various state or federal regulations, and detailed medical reports
• Process and handle confidential information with discretion

Basic knowledge of:

• Microsoft Office software
• Medical terminology

Basic skill in:

• Situational analysis and decision-making