What are the responsibilities and job description for the Retail Mortgage Underwriter - Remote position at PennyMac?
Overview
Ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. Held accountable for quality and accuracy of decisions.
Job Description
- Decisions full range of mortgage loans, preferably including FHA loans
- Review all mortgage applications and documentation for accuracy and completeness
- Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
- Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
- Approve or deny mortgages on a timely basis
- Ensure the quality and accuracy of each loan
- Perform other related duties as required and assigned
- Demonstrate behaviors which are aligned with the organization’s desired culture and values
Ideal Candidate will have the following:
- Min 3 years of mortgage underwriting experience required
- Solid knowledge of mortgage underwriting and of basic automated underwriting systems.
- Demonstrated computer skills, including proficiency with basic automated underwriting systems
- Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
- Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
- Organized and detail oriented
- Ability to effectively prioritize workload and meet deadlines
- Ability to maintain confidentiality of sensitive information
- Strong communication skills, both verbal and written
Years of Experience:
3Education:
Bachelor's DegreeRetail Mortgage Loan Originator
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