Junior Underwriter

POSTED ON 7/28/2020 CLOSED ON 8/1/2020
Regional Management Hired Organization Address Greer, SC Full Time

Job Posting for Junior Underwriter at Regional Management

Job Purpose

The Centralized Underwriter is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential or current customers.


Duties and Responsibilities

  • Analyze credit data to determine the risk in extending credit.
  • Make decisions to approve or deny the extension of credit within a set authority established by senior management and state and federal laws.
  • Develop and maintain positive relationships with branch personnel by providing exceptional customer service on all credit and policy questions to maximize efficiency with the company.
  • Maintain an environment that facilitates compliance.
  • Ensure all credit decisions are communicated within the timeline provided by management.
  • Other duties as assigned by management.


Minimum Qualifications

  • 1-2 years of previous Underwriting experience in the finance industry.
  • Requires PC proficiency in Microsoft Office - Outlook, Word, and Excel.
  • High School diploma
  • Must pass pre-employment screenings


Preferred Qualifications

  • Proven record and extensive background in consumer finance industry.
  • College degree in a related field such as Business, Finance, or Mathematics is preferred.


Critical Competencies

  • Organized and detailed oriented
  • Able to work in a fast paced environment
  • Customer service skills
  • Strong attention to detail with the ability to identify inconsistencies.
  • Ability to thrive in a fast paced environment
  • Excellent communication and written skills.
  • Exceptional analytical, problem-solving, organizational, and time management skills.


Working Conditions

  • This position primarily works in an office environment, sitting at a desk, working on a computer.
  • Must be willing to work Monday-Friday until 8:00 PM (and some Saturdays until 3:00 PM)

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