Underwriter/Sr. Underwriter

• Evaluates risk and develops, reviews, and approves rates consistent with approved rating formulas and methodologies. Research, reviews, and recommends improvements and enhancements to design of rating applications.
• Responds to Sales & Account Management requests and manages assignments to ensure that new sales, retention, and profitability expectations are met. Assists other underwriters in managing their assignments.
• Develops and approves new business rates, proposals, and contracts for assigned book of business.
• Develops and approves renewal rates and contracts.
• Creates and develops rating and underwriting reports and documents to support and assist Sales & Account Management.
• Provides technical guidance in rating methodology, benefit plan design, contract language, bid responses, and other underwriting issues to sales staff
• Provides underwriting technical guidance and sales support for agents, brokers, consultants, and groups. Develops presentations and attends meetings.
• Participates in the development, implementation and support of underwriting programs and projects.

• Evaluates risk and develops, reviews, and approves rates consistent with approved rating formulas and methodologies. Researches, reviews, and recommends improvements and enhancements to design of rating applications.
  
• Responds to Sales & Account Management requests and manages assignments to ensure that new sales, retention, and profitability expectations are met. Assists other underwriters in managing their assignments.
• Develops and approves new business rates, proposals, and contracts for assigned book of business.
• Develops and approves renewal rates and contracts.
• Creates and develops rating and underwriting reports and documents to support and assist Sales & Account Management.
• Provides technical guidance in rating methodology, benefit plan design, contract language, bid responses, and other underwriting issues to sales staff.
• Provides underwriting technical guidance and sales support for agents, brokers, consultants, and groups. Develops presentations and attends meetings.
• Provides training and mentoring to other underwriting staff. Assists with complex issues as a SME for the team.
• Develops, coordinates, implements, and leads underwriting programs and projects. Researches, negotiates, and resolves underwriting issues for complex groups, purchasing coalitions, and association business opportunities. Proficiently handles multiple segment complex groups. Meets internally and externally with management level staff.
• Audits and reviews other underwriters’ work for quality and effectiveness and meeting department goals.
• Assists in providing training for sales and account management staff.

Position requires a bachelor’s degree in mathematics or a related field such as business or finance and two years or more of experience underwriting groups up to 499 lives. Prior experience underwriting dental, vision, life, and/or disability lines preferred. Will accept any suitable combination of education, training, or experience.

Position requires intermediate level skills with word processing and spreadsheet applications; advanced analytical skills; attention to details; ability to apply mathematical and algebraic theory and formulas; ability to communicate results both orally and in writing; ability to resolve problems and use independent judgment.

Position requires a bachelor’s degree in mathematics or a related field such as business or finance and five years or more of experience underwriting groups up to 999 lives. Prior experience underwriting dental, vision, life, and/or disability lines preferred. Will accept any suitable combination of education, training, or experience.