Director, Underwriting Healthcare

Leads and performs activities in assigned functional area. Develops, maintains, and communicates expertise in assigned function area. Using critical thinking, evaluates and classifies medical, non-medical, and financial risks on large, more complex and challenging life risks/cases. Develops and manages client relationships to ensure client’s needs are met while ensuring profitable underwriting decisions and maintaining RGA Re’s philosophy. Recommends and participates in the development and implementation of process improvements that may extend beyond the area of oversight.

• Leads and performs the duties assigned in functional area of expertise. These areas of expertise may include but are not limited to: the client underwriting audit processes; internal audit process; international residence/ travel; professional athlete risks; or underwriting systems technology and management reporting.
• Appraises and underwrites large, complex and challenging risks for life insurance with approval authority up to RGA retention. Ensures underwriting quotes are sound, competitive and profitable to RGA Re. Under direction, makes exceptions within RGA Re philosophy and practice, balancing attention to client relationships and profitable business. Assists in co-signing facultative cases, participating in meetings or projects as requested.
Duties within functional area of expertise may include but are not limited to:

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• leading and performing the client underwriting audit process
• preparing random and pre-selected underwriting case selection
• communicating results to clients and negotiating with them while keeping management involved and informed
• reviewing Auto/Fac comparisons
• scheduling and performing onsite and/or internal audits
• participating in the development of RGA Re guidelines and communicating these to clients and senior RGA Re management through expertise on individual issues as well as reports
• evaluating and controlling the risk to RGA Re in areas such as professional athletes, risks of foreign travel and residence and controlling catastrophe coverage
• co-signing on facultative cases within area of specialty
• preparing and distributing reports in timely and professional manner, including senior management reports
• Develops and manages client relationships by providing underwriting solutions to clients through partnering with them to identify unique, creative ways to solve their problems, improve their business results and by effectively communicating, negotiating and selling underwriting decisions which result in strong business relationships.
• Markets RGA Re capabilities and facultative services through daily phone contact, attendance at industry meetings and client company visits.
• Fosters a positive and engaged work environment.
• Participates, as a subject matter expert, leader or team member, in special projects, committees, meetings and client presentations, as required.

Requirements


EDUCATION AND EXPERIENCE

Required:

• Bachelor’s Degree or equivalent related work experience (minimum 8 years)
  7-8 years of reinsurance underwriting experience or 9 years direct underwriting experience

Preferred:

• BS/BA Science or Business
• 10 years reinsurance underwriting experience

SKILLS AND ABILITIES:

Required:

• Expert knowledge of healthcare products; particularly employer stop loss and/or small group medical
• Intermediate Word, SQL/Query and Excel skills
• Advanced ability to comprehend and interpret insurance and contract documents.
• Advanced knowledge of broad business practices
• Advanced ability to analyze and improve business processes
• Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions
• Advanced oral and written communication skills, demonstrating the ability to convey business terminology that is meaningful and well received
• Advanced investigative, analytical and problem solving skills
• Ability to work well within a team environment, participate in department/team projects and balance detail with departmental objectives
• Advanced ability to manage multiple projects and/or teams simultaneously
• Advanced ability to liaise with individuals across a wide variety of operational, functional and technical disciplines
• Advanced ability to translate business needs and problems into viable/accepted solutions
• Advanced skills in customer relationship management and change management
• Ability to resolve conflict and foster teamwork
• Broad business knowledge
• Advanced persuasion and negotiating skills when working with internal/external customers
• Ability to work online, either at home or remote
• Ability to travel as required

Company Overview


Discover Reinsurance - https://www.rgare.com/our-company/about-rga
Our history, purpose, partnership, reinsurance, RGA Central (client portal), industry recognition, and risk assessment.

Discover Your Purpose - https://www.rgare.com/careers/careers-overview
Join a community of people driven by the same purpose: to make financial protection accessible to all. What we do, work life worldwide, culture and purpose, diversity, equity and inclusion, career development, benefits, and balance, and becoming a candidate.

Discover RGA - https://www.rgare.com/
Reinsurance Group of America – Making financial protection accessible to all, solutions for every situation, RGA Knowledge Center, global insight locally delivered, our responsibility at RGA, newsroom, and policy and governance.

The general pay range for this position is $110-$150 per year. Base pay varies depending on job-related knowledge, skills, experience, and market location. In addition, RGA provides an annual bonus plan that includes all roles, and some positions are eligible for participation in our long-term equity incentive plan. RGA maintains a full range of health, retirement, and other employee benefits.

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Job Reference: US09584