What are the responsibilities and job description for the Credit Analyst position at Securitas?
Decision credit risk of sales opportunities, monitor and report risk of receivables, support system integrations with credit risk related data, and assist Manager – Credit Operations with projects as needed.
ESSENTIAL FUNCTIONS
- The functions listed describe the business purpose of this job or position. Specific duties or tasks may vary and be documented separately. An associate might or might not be required to perform all functions listed. Additional duties may be assigned, and functions may be modified, according to business necessity.
- All assigned duties or tasks are deemed to be part of the essential functions, unless such duties or tasks are unrelated to the functions listed, in which case they are deemed to be other (non-essential) functions.
- Associates are held accountable for successful job performance. Job performance standards may be documented separately, and may include functions, objectives, duties or tasks not specifically listed herein.
- In performing functions, duties or tasks, associates are required to know and follow safe work practices, and to be aware of company policies and procedures related to job safety, including safety rules and regulations. Associates are required to notify superiors upon becoming aware of unsafe working conditions.
- All functions, duties or tasks are to be carried out in an honest, ethical and professional manner, and to be performed in conformance with applicable company policies and procedures. In the event of uncertainty or lack of knowledge of company policies and procedures, associates are required to request clarification or explanations from superiors or authorized company representatives.
1. Evaluate Credit Risk for new SalesForce opportunities and existing portfolio using D&B.
2. Work with CDM in Data Integration efforts to enrich Oracle data with third party data.
3. Perform Data Cleansing efforts assuring accurate portfolio risk data reported on Account Profile.
4. Work with Business Services to deliver risk reporting, guidance, and advise of high alert concerns.
5. Support development of risk reporting and process improvement efforts.
MINIMUM QUALIFICATIONS AT ENTRY
Additional qualifications may be specified and receive preference, depending upon the nature of the position.
Education/Experience:
Associates Degree or working towards degree in a business-related field and 1-2 years of successful and progressively responsible business experience, or an equivalent combination of education and experience sufficient to perform the essential functions of the job, as determined by the company.
Competencies (as demonstrated through experience, training, and/or testing):
• Credit Risk background preferred
- Knowledge of financial statement analysis and key financial ratios.
- Knowledge of accounting fundamentals and financial terminology.
- Working knowledge of computerized systems, preferably Oracle Cloud, D&B Finance Analytics, SalesForce (SFDC).
- Strong MS Excel skills, experience in MS Office products, including Word and PowerPoint
- Knowledge of Smartsheet, PowerBI, Power Automate is a plus.
- Strong analytic skills
- Accuracy and attention to detail is a must
- Knowledge of standard office procedures and practices
- Ability to interpret a variety of instructions furnished in written, oral, diagrammatic, or schedule form.
- Ability to use effectively financial systems and standard office applications software.
- Excellent planning, organization and time management skills.
- Ability to carry out multiple assignments concurrently.
- Excellent verbal, written, and presentation skills.
- Ability to interact effectively at all levels and across diverse cultures.
- Ability to be an effective team member and handle project assignments responsibly.
- Ability to adapt to changes in the external environment and organization.
- Courteous telephone manner and virtual/in-person meeting attendance.
- Demonstrated energy, drive, determination and persistence to achieve goals.
- Ability to present information effectively and respond to challenging questions from groups of managers, customers, and prospects.
Working Conditions and Physical/Mental Demands
With or without reasonable accommodation, requires the physical and mental capacity to perform effectively all essential functions. In addition to other demands, the demands of the job include:
- Maintaining composure in dealing with executives, clients, prospects, and staff, in group settings and in situations requiring high performance and results.
- Must undergo and meet company standards for background and reference checks, controlled substance testing, and behavioral selection survey.
- Handling and being exposed to sensitive and confidential information.
- Required ability to handle multiple tasks concurrently.
- Regular use of vehicle required in the performance of duties.
- Regular talking and hearing.
- Close vision, distance vision, and ability to adjust focus.
- Occasional local and regional/national travel for presentations, meetings, and visits.
- Frequent lifting and/or moving up to 10 pounds and occasionally up to 25 pounds.
EOE/M/F/Vet/Disabilities
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