Credit Analyst

Summary

The credit analyst position is accountable for the entire credit granting process, including the consistent application of the credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of Gaming Revenues and Bad Debt losses. Under the direction of the Cage Manager, the Credit Analyst may oversee the daily shift activities within the cage/main bank location(s) and monitors the performance of cage personnel.

Duties/Responsibilities

• Assists guests in the completion of applications for lines of credit with casino.
• Reviews applications for completeness utilizing industry standard credit software.
• Analyzes credit reports and banking information in preparation for review by the Credit Committee.
• Initiates, maintains, and updates credit files.
• Maintains collection of outstanding credit lines.
• Develops Policies and procedures related to Credit.
• Schedules and conducts Credit Committee meetings, takes meeting minutes and follows up to committee questions or requests.
• Demonstrates excellent guest service skills that are consistent with our “Soboba Service Standards.”

• Functions as a cashier in the cage, kiosk, and main bank facility. Based upon business demands, ability and experience.
• Implements and provides training to all team members.

• Ensures training and compliance of Equal Credit Opportunity Act (Regulation B), Fair Credit Reporting Act, BSA/AML, MSB and OFAC compliance.
• Must be physically present to work a regular, reliable, and predictable work schedule in accordance with business demands, and maintain a consistent and regular attendance record.
• Perform special projects and other responsibilities, tasks, or duties as requested.

Performance Requirements

• To perform this job successfully, an individual must be able to satisfactorily perform job duties, demonstrate excellent work habits, deliver superior service to internal and external guests, exhibit the highest degree of professionalism, ethics, and integrity, and comply with all governing policies and procedures.
• Employ positive communication skills and exercise professional interpersonal abilities (tact, diplomacy, and respect) with guests and co-workers at all times.
• Maintain a high degree of professionalism in the workplace, including appearance, communication, attendance, reliability, and teamwork.
• Maintain a high level of organization, including an orderly and neat work area and excellent time management skills, leading to the highest levels of productivity.
• Demonstrate a desire to succeed and willingness to help others succeed.
• Understand the role and responsibilities of the position and demonstrate proficiency in the position requirements.
• Demonstrate support and comply with all Safety program elements including: adherence to policies, exercise of safe work practices, participation in training, use of protective equipment, and reporting all safety concerns, hazards, and non-compliant practices.
• Participate in open communication and provide feedback to management regarding operations, staffing, personal development, and operational productivity.
• Serve as a contributing Team Member of the Soboba Band of Luiseño Indians enhancing the Casino’s operations in all its business endeavors.

Education / Qualifications

• Must be 21 years of age, or older.
• High School diploma or equivalent, required.
• Knowledge of gaming Credit Software
• Must have at least three (3) years related experience in casino or consumer credit.
• Must possess excellent verbal and written communication skills in order to promote positive and professional image.
• Must possess delegation and PC skills.
• Must be able to run and understand credit reports.
• Must be able to provide evidence of eligibility to work in the United States of America.

Certificates, licenses and registration

• Ability to obtain and maintain a valid Soboba Tribal Gaming Commission license.

• Required to submit to and obtain negative results on all drug and/or alcohol testing.

Soboba Casino Resort Benefits

Full-time team members are eligible to participate in a variety of group health and wellness benefits upon timely submission of appropriate enrollment forms. Coverage effective dates vary by plan and additional information will be provided to you during New Hire Orientation. Benefit offerings may change from time-to-time, but presently, Soboba Casino resort offers the following:

• 401k Plan
• Basic Life Insurance employer paid ($20,000) with the option to purchase Supplemental Life Insurance
• Medical, Dental & Vision paid for the employee
• Employee Assistance Program
• Wellness Program (Annual Health Fair, Wellness Education, and Incentive Programs)
• Paid Time Off

Soboba Casino Resort Team member Recognition including, but not limited to:

• Reward and Recognition Program (Quarterly, and Annually)
• Team member Incentives
• Free Team member meal