Mortgage Quality Control Auditor

Summary

Under general supervision, audit mortgage files and procedures for completeness, accuracy and compliance to company guidelines and policies. Detect and mitigate quality issues.

Essential Duties & Responsibilities

• Review approved and closed conventional, FHA, VA and portfolio mortgages for acceptable origination and legal documents necessary to approve a loan application.
• Understand and apply investor, GSE, portfolio, and insure guidelines when reviewing a file.
• Re-verify collateral, asset, income and credit documentation used to approve the loan application ensuring sound underwriting guidelines were applied and policies were followed.
• Review origination system for data accuracy, report findings and trends to the Quality Control Manager.
• Build and foster collaborative relationships creating open communication to share curative findings and resolutions.
• Report findings and trends to the Quality Control Manager
• Review the file for regulatory compliance including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws, etc.

QUALIFICATIONS

• Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.

Education & Experience

• High School Diploma Required or equivalent work experience required.
• 3 related experience required.

About Stifel

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)