ACH ANALYST

As an ACH Analyst, your day will be filled with opportunities to process ACH and Wire transactions in support of both retail and business customers. Responsibilities include reviewing and processing ACH and Wire transactions in conjunction with risk mitigation efforts, application of complex rules and regulations, statistical reporting and analyzing of file totals for the establishment of limits, customer service support and reconciliation functions. Operational knowledge of banking is important while Stock Yards Bank will provide a professional environment to continually improve the candidate’s skills and to further his/her career goals for advancement to higher levels within the banking profession.

Responsibilities

Daily responsibilities include, but are not limited to, the following:

• Process ACH transactions while meeting processing deadlines, adhering to NACHA rules and bank policy. Process daily ACH exceptions to include returns and customer notification
• Routine communication with high profile business and consumer customers orally and in writing
• Compliance with all Treasury requests for reclamations on decedent accounts by required deadlines
• Ensure all Returns, Notifications of Change (NOCs) and Pre-notes are handled in accordance with NACHA rules
• Maintain OFAC requirements and guidelines in processing all transactions
• Perform other duties as assigned by EFT Services Manager

Job Requirements

The successful candidate will have the following qualifications:

• High School Diploma or GED Equivalent
• 2 years of banking experience in Deposit Operations
• Proficiency in accuracy and attention to detail is a necessity
• Microsoft Word and Excel proficient
• Good verbal and written communication skills
• Maintain knowledge of ACH rules

Benefits

• 401(k) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer / Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Health Savings Accounts
• Humana Go365 Wellness & Rewards Program
• Bank paid Life / AD& D insurance
• Voluntary Life / AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle or feel, reach with hands and arms, and talk or hear. Must be able to lift up to 15 pounds. This position requires sitting the majority of the time with limited walking and standing.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)