US Corporate & Loan Operations Analyst

Overview

US Corporate Loan and Operations is a part of the BCDAD group and is responsible for servicing a syndicated loan portfolio in which the bank is a participant. The Analyst services a portfolio of complex loan products. This is a tactical and transactional role that requires a high degree of expertise and frequently exercises operating discretion within established parameters in partnership with more experienced staff. Assists Associates in the review and approval of administrators' work. Support a synidicated portfolio whereby SMBC is a participant lender in teh US Corporate Loan & Operations department in the Middle/Back Office. Support a portfolio of loans, ability to read and interpret loan notices, support software processes, has an understanding of Loan IQ and can communicate via telephone with a variety of people including customers, banks and client executives.

Responsibilities

• Processes new drawdowns, paydowns, Letters of Credit (L/C) activities and interest and fees for syndicated and bilateral deals
• Provides lending services to customers and maintains accurate data
• Ensures all past due principal, interest and fees are reported, tracked, collected and/or reconciled
• Coordinates daily funding requirements with Treasury Desk for managed loan portfolios
• Supports the Treasury Desk's daily requirement to accurately manage its cash and funded positions
• Troubleshoots loan related functional problems/issues and resolves problems or escalates as appropriate
• Trains and cross trains, mentors and guides team on new processes/improvements pertaining to the department's functionality
• Adheres to all applicable internal and external regulatory policies and procedures

Qualifications

Experience/Knowledge Requirements:

• 2 to 5 years of comparable or relevant experience.
• Experience managing complex loan portfolios in a financial institution is preferred.

Preferred:

• BA / BS (or equivalent experience)
• Degree in Finance, Accounting, Economics or comparable discipline is a plus
• MS Word, MS Excel, MS Access, Lotus Notes, Loan IQ

Operational Abilities:

• Interpret credit agreements and related documentation
• Experienced in varieties of loan servicing including all aspects of funding
• Manage a syndicated and/or bilateral deal portfolio of 90 - 110 facilities
• Follow instructions very well; detail-oriented
• Understand all aspects of deal/loan administration functions and tasks

System Responsibilities:

• Use of LIQ preferred but not required, or similar loan system
• Construct and amend bilateral and syndicated deal structures
• Troubleshoot basic loan related functional problems/issues

Required Skills/Abilities:

• Business/Product Knowledge - 40%
  • Loan Servicing & Administration
  • Interpret credit agreements
• Communication - 20%
  • Strong oral and written skills
  • Builds relationships
• Problem Solving - 20%
  • Quality of work
• Leadership - 20%
  • Initiative
  • Team player