PORTFOLIO MANAGER - COMMERCIAL LOANS

POSITION SUMMARY

This position’s responsibilities include portfolio management together with the cross selling of products and services. Maintain and oversee the client relationships through gathering of financial and other data, performing basic monetary transactions and ongoing customer service while assisting to maintain loan and bank credit file documentation. Additional responsibilities will include the facilitating of communication within the organization between lenders and loan support teams.

ESSENTIAL FUNCTIONS

• Initiates and maintains effective communication with commercial lenders and their clients.
• Communicates with clients to obtain required financial information and other information needed to conduct business. Follow-up with clients, including letters, e-mail, and phone contact to assure collection of requested information for purposes of monitoring the loan portfolio and performance of periodic reviews of credits.
• Coordinates with loan support teams, outside legal counsel and compliance teams on various loan closing and reporting items.
• Obtains and reviews supplemental documentation to ensure regulatory compliance and completeness of credit files, including, but not limited to, flood certifications, lien searches, appraisals, and title insurance.
• Maintains and communicates receipt of required financial reporting items.
• Works with lenders and clients to ensure resolution of any exception items.
• Assists commercial lenders by scheduling and facilitating loan closings and/or other meetings with the borrower, as directed.
• Works with other members of the loan support team to provide customer service to commercial lenders and their clients.
• Upon request, assist with processing daily overdrafts for assigned commercial lender(s).
• Performs the review of loan documents for completeness prior to close.
• Present and participates in organizational and lender meetings on behalf of the lender/PM team when necessary.
• Operates as a point of contact for internal and external customers regarding existing and new borrowers.

SUPERVISORY RESPONSIBILITIES

None

COMPETENCIES

• Sunrise 10X Values
• Adaptability
• Communication
• Compliance
• Dependability & Flexibility
• Initiative
• Integrity
• Judgement
• Organizational Skills
• Productivity
• Professionalism
• Quality Service
• Teamwork
• Technical /PC Skills
• Work Quality

EDUCATION & EXPERIENCE

• Previous commercial loan underwriting experience preferred.
• Consultative sales skills preferred.
• Comprehensive skills in the use of the following software applications: Microsoft Excel, Word, and Outlook.
• Credit Analyst, Portfolio Manager or Commercial loan experience required, as follows:
• PM 2 = Five (5) years.
• PM 3 = Ten (10) years.

This Position Summary reflects management’s assignment of major responsibilities, which represent the majority of essential functions. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. They may be subject to change at any time due to reasonable accommodation or other reasons.