Senior Analyst - Analytics

Senior Analyst - Analytics @ TFS (Multiple Open Roles - please see below)

Who we're looking for

Toyota Financial Services is looking for highly motivated Senior Analysts for various open roles across our analytics teams. The primary focus of the Senior Analyst will be to support data-driven decisions through the acquisition and analysis of data and the effective communication of actionable insights. Successful candidates will be curious, resourceful, and take initiative to solve complex problems in order to make a tangible impact within the organization and grow their careers within Analytics @ TFS.

Find out more about our various analytics teams here: Analytics @ TFS (toyota.com)

What you'll be doing

• Uncover business needs to properly frame your analysis.

• Leverage SQL/Python/R skills to acquire and organize data.

• Discover insights through data exploration, quantitative analysis, and creative problem solving.

• Develop solutions to address the opportunities uncovered within your analysis.

• Assess the quantitative and qualitative impacts of possible outcomes.

• Influence decision making through effective verbal presentation, written communication, and intuitive data visualizations.

• Coordinate with stakeholders to help implement and monitor recommended actions.

• Build relationships with key stakeholders across the organization.

• Become a subject matter expert within your department by developing a comprehensive understanding of its strategies, processes, policies, and data.

• Continuously improve your analytical, communication, and people skills.

Current openings

Senior Analyst, Loss Forecasting

• Execute Allowance (provision) for Credit Loss (ACL) forecasting process and document SOX controls to ensure forecast accuracy and SOX compliance. Perform root cause analysis on unexpected results.

• Perform quantitative and qualitative analysis for potential impacts to the ACL not captured by the model. Summarize and communicate forecast results and drivers to leadership.

Senior Analyst, Consumer Risk Originations

• The Consumer Risk Originations team is responsible for supporting loan and lease risk strategy, operations strategies, and communications. This team works closely with upstream and downstream stakeholders to ensure optimal solutions and strategies are executed.

• This role will spearhead the development of origination analyses and data-driven risk strategies for consumer portfolios, utilizing both internal and external data sources. Additionally, it will identify business challenges and opportunities for improvement and enhance the efficiency of loan and lease application processes.

Senior Analyst, Finance and Sales Analytics

• The Finance & Sales Analytics team is responsible for driving profitable growth and operational efficiency through data driven insights. The key data source is a proprietary cash flow model with contract level financial information.

• Data exploration, financial/quantitative analytics, understanding business processes, visual story-telling, and presenting insights to inform decision making are some of the key skills needed for this role.

Senior Analyst, Pricing Analytics

• Perform pricing simulations within an optimization system and analyze the impacts of various pricing scenarios on unit conversion, profitability, and risk. Collaborate with colleagues to maintain system of pricing models and regularly monitor performance.

• Utilize external data sources to develop insights into the competitive dynamics of the auto finance industry including vehicle sales, interest rate environment, auto loan rates, dealer compensation, credit performance, and competitor loan origination patterns.

What you'll bring

• Bachelor's degree or higher in Statistics, Finance, Accounting, Math, Economics, Engineering, Analytics, or similar quantitative STEM field.

• 3 years of relevant professional work experience (paid, non-academic, non-intern).

• High proficiency and professional experience coding in SQL, Python and/or R (tested during interviews).

• High proficiency and professional experience with Excel, PowerPoint and Tableau.

• High proficiency and professional experience with data acquisition, data manipulation, data cleaning.

• High proficiency and professional experience identifying trends and indicators through quantitative and qualitative analysis.

• Proficiency with statistics and predictive modelling techniques.

• Comfort with presenting ideas virtually or in-person to audiences of various sizes.

• Ability to collaborate effectively with others as well as work independently while in a hybrid work environment.

Added bonus if you have

• MBA or advanced degree in Statistics, Finance, Accounting, Math, Economics, Engineering, Analytics, or similar quantitative STEM field.

• Professional work experience in auto financing, consumer lending and/or financial institutions.

• Professional work experience in consumer credit risk, business analytics, finance and/or pricing roles.

Please note: Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for these positions at this time.

What we'll bring

During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:

• A hybrid work environment built on teamwork, flexibility, and respect

• Professional growth and development programs to help advance your career, as well as tuition reimbursement

• Team Member Vehicle Purchase Discount

• Toyota Team Member Lease Vehicle Program (if applicable)

• Comprehensive health care and wellness plans for your entire family

• Flextime and virtual work options (if applicable)

• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute

• Paid holidays and paid time off

• Referral services related to prenatal services, adoption, childcare, schools, and more