What are the responsibilities and job description for the Credit Analyst position at Triple-S Steel?
Overview
ABOUT THE POSITION:
The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.
ABOUT THE COMPANY:
At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:
Stability: All decisions made are measured in years, not quarters.
Flexibility: Employees are encouraged to seek creative steel solutions and services that help the company thrive.
Chemistry: We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.
From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.
WHAT WE OFFER:
Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team!
Responsibilities
- Maintain credit/collections records in ERP system
- Validate and approve sales tax exemptions
- Analyze credit and financial information
- Assign credit limits within a set authority matrix
- Maintain sound Credit policy while respecting Sales goals
- Multiple reviews of daily orders and approvals
- Communicate credit holds to Sales and Customers
- Heavy telephone and written communications
- Customer visits with overnight travel
- Enforce terms of sale and take collection action as needed
- Deal with sensitive issues involving key accounts
- Resolve disputes and deductions
- Prepare documentation to perfect bond claims and lien rights
- Make recommendations to credit manager
- Prepare AR portfolio risk analysis report
- Participate in credit industry group meetings
- Efficiently manage multiple priorities and deadlines
Qualifications
Education and Experience:
- BS/BA in Finance or Accounting
- Minimum 5 years of commercial credit experience
- Strong analytical skills
- Knowledge of security and creditor rights
- Strong communication & negotiating skills
- Knowledge of construction lien law
- Strong PC skills - word processing/spreadsheets
Knowledge/Skills/Competencies:
- Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
- Excellent written and verbal communication
- Ability to work with Senior Management to ensure financial directives are followed
- Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment
- A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.
