CRA Officer

The CRA Officer is responsible for developing and implementing all aspects of the Bank's Community Reinvestment Act Compliance Program.

RESPONSIBILITIES:

• Develop and implement programs to ensure the Bank meets the needs of its entire community and attains CRA compliance goals.
• Manage all aspects of the CRA program, including, reporting, strategy, and monitoring to ensure compliance with regulatory requirements.
• Oversee all preparation for CRA audits and exams and act as primary liaison with internal auditors and examiners with respect to the Bank’s CRA program.
• Ensure United’s CRA program grows in proportion to United’s overall growth.
• Work closely with Executive Management to develop strategies that leverage United’s community development work to enhance United’s public profile.
• Provide guidance to Market Presidents in developing market-specific CRA strategies and business development opportunities.
• Monitor CRA performance on an ongoing basis and communicate strengths and weaknesses internally through written and verbal communication on an ongoing basis to employees at all levels of the company.
• Prepare quarterly CRA reports for Board Risk Committee.
• Chair CRA Steering Committee meetings.
• Oversee preparation and implementation of CRA training materials and sessions for all Bank staff.
• Stay abreast of the requirements of the various related laws, regulations and rulings governing the Bank’s CRA activities.
• Represent United in trade association groups and to regulators as it pertains to CRA, including, advocacy as applicable.
• Support Corporate Social Responsibility Officer in supervising staff to include hiring, the staff’s personal training, coaching, professional development, and performance management.

Qualifications

• Undergraduate degree with a business, community development, or related major required. Master’s degree preferred.
• Minimum five (5) years of prior working experience in a Compliance, CRA, or community development related area required.
• Minimum of two (2) years of prior working experience leading all or parts of a Bank CRA Compliance program required.
• Minimum of two (2) years successful management experience required
• Strong knowledge of the CRA regulations.
• Computer skills must include high proficiency in Excel and Microsoft Word. Experience in database management or analysis software a plus.
• Excellent organizational skills, interpersonal skills, flexibility, and good customer relations.
• Ability to prepare and deliver presentations to various community groups, employees, and management committees.
• Ability to work under pressure, manage multiple tasks, perform simple and complex mathematical calculations, comprehend and apply various banking regulations, move freely about the facility, work independently.
• Demonstrated passion for community development.
• Estimated 10% – 20% travel.

KEY COMPETENCIES:

• Compliance and regulatory focused
• Facilitation and interpersonal skills
• Relationship development
• Professionalism

Essential Functions:

• Sitting for extended periods of time.
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel to various bank offices and nonprofit organization offices via air, rail, automobile and/or bus.
• Requires extensive telephone contact, repetitive hand/arm motion and comprehension /interpretation of written/verbal instructions.

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