Fraud Risk Management - Lead

**Why USAA?**At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!**The Opportunity**We are seeking a dedicated Fraud Risk Management - Lead. This person will know the bank products, and is a self-starter, strong communicator and has solid operational risk and Bank Fraud experience.This Fraud Risk Management – Lead position is a hybrid work type and can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Colorado Springs, CO or Tampa, FL. Hybrid roles help employees gain the best of both worlds – collaborating in-person in the office and working from home when needed to achieve focused results.**What you'll do:** Identifies and seeks key partners across the enterprise to support the identification, assessment, aggregation and the overall management of risks and controls. Presents findings and recommendations to various levels of leadership. Routinely communicates results of risk assessments to governance committees, business process owners and various levels of leadership and influences decision making. Develops process and procedures for successful implementation of new risk policies, practices, appetites and solutions to ensure coordinated understanding and management of risks according to industry standard process. Develops strategies, tools, and methodologies to measure, monitor, and report risks. Applies experienced knowledge to use or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Leads, assembles and facilitates cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area. Formulates and reviews stress test plans for a line of business or the enterprise. Evaluates results, and frames contingency plans in partnership with key business partners. Crafts key communications to be delivered to executives and board members.**What you have:** Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area. Or advanced degree/designation in Risk Management, Business, Finance, or other field relevant to risk management and 6 years of work experience in a field relevant to risk management. Advanced risk management experience in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services. Proven experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Experience leading and advising work with both internal and external partners in a highly collaborative environment. Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions. Proactively identifies potential concerns and follows-up to resolve issues. Advanced knowledge of Microsoft Office products including Excel and PowerPoint. Knowledge of federal regulation 12 CFR Part 30, including Appendices A and D and with federal supervisory mentorship, to include: OCC Documents: Large Bank Supervision Handbook; OCC Safety and Soundness Handbooks - Internal Controls, Corporate & Risk Governance, Retail Lending; and key OCC bulletins - Model Risk Governance, Model Risk Management, New Products and Services Risk Management, Third Party Risk Management, Technology Risk Management, Stress Testing, and Operational Risk Federal Reserve Documents: Consolidated Supervision Framework for Large Financial Institutions; Federal Reserve Board Bank Holding Company Supervision Manual FFIEC Manuals and Handbooks to include: Banking General understanding of federal laws, rules, and regulations, to include: CRA; ECOA; FCRA; MLA; SCRA; Regulation DD; Regulation E; Regulation Z; BSA/AML; and UDAP/UDAAP Laws and Regulations for illustrative purposes. Roles would need an understanding of all federal and state laws and regulatory guidance**What sets you apart:** Three (3) or more years of proven experience within Bank operations or Bank Fraud Six plus years of Risk Management experience in a large financial institution Experience in project or program management preferred Demonstrated critical thinking and problem-solving skills. Understanding of risk management principles, processes including process risk assessment, control design and delivery, performance reporting, and linkage to key risk indicators and risk statements Highly organized, including significant time management skills Excellent verbal and written communication and interpersonal skills required with ability to present complex and critical issues to managementThe above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.**What we offer:****Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $115,240 - $220,270.Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.**Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.Relocation assistance is **not** available for this position._USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._**If you are an existing USAA employee, please use the internal career site in OneSource to apply.****Please do not type your first and last name in all caps.****_Find your purpose. Join our mission._**USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.