Product Manager, Underwriting Products

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Visa has the world’s largest consumer payment transaction data set. We see data on over 100 billion transactions per year from all over the world. We are on an exciting journey to build products using that rich data to help our clients expand access to credit in regions with low credit penetration. We have come a long way in that journey and are hard at work to commercialize our products into solutions that solve our clients’ problems.

We are looking for a Product Manager who has managed all facets of bringing new products to life – particularly in running pilots / proof of concepts.

More specifically, the Product Manager will -

• Convert product pilot design intent from paper into a detailed action plan
• Run the day-to-day development – track progress, identify breakdowns, quickly problem solve, manage client/customer escalations, and communicate with stakeholders
• Work with clients and internal development teams to fix issues that arise during ideation and development
• Conduct data analysis to support the pilots such as gathering and synthesizing data to measure success or failure of the pilots
• Work with marketing teams to develop collateral that communicates the value of the solutions to clients and helps them get started
• Work with potential partners to evaluate their capabilities, define use cases, commercial constructs and contributing to investment decisions

To excel in this role, you need to be well-rounded in product strategy and analytics

• Test & learn is your mantra, and you totally get how learning from a test really should drive how the test is designed and implemented
• You like the calmness of smooth implementation and do everything in your power to get there and stay there
• A keen eye for getting to the root cause of issues
• Debugging things – ideas, technical solutions, client issues – is in your DNA
• You are bilingual in “tech speak” and “business speak” and can translate for those who only speak one of the two
• You are a natural at getting stuff done and others do what you need them to do because you are super clear and precise in what you ask

Position Locations -

This position is open to the following locations - San Francisco, CA, Foster City, CA or Arlington, VA.

Flex Work Arrangement - Hybrid Position

This is a hybrid position. Hybrid employees can alternate time between both home and office. Employees in hybrid roles are expected to work from the office three days a week, Monday (Sunday in some countries where Sunday is the start of the week) and Wednesdays. Wednesdays are designated as in-office collaboration days. The third day in the office will be decided based on team needs and determined in partnership with senior leadership.

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD or a history of delivering results that blow us away

Preferred Qualifications

• 9 years’ experience in managing day-to-day activities of prototype products
• Experience in financial services /fintechs
• Given we are building data products, having strong analytical problem solving skills – similar to how consultants and analysts use data to make decisions – will set you up for success
• Strong consultative and communication skills to establish relationships across a global organization

Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.