We are recruiting for a full-time Consumer Loan Underwriter. The ideal candidate is someone who is highly analytical, critical-thinking, and works well under pressure. If you thrive on providing top-notch service, love helping your community, and enjoy teamwork, then we might be a great fit for each other.
*Experience as a loan officer or junior underwriter is highly preferred. Includes a Saturday rotation schedule.
A summary of the position requirements and responsibilities:
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE:
High school diploma or general education degree (GED); or equivalent training or experience. Previous underwriting experience is a plus. Previous experience that would normally be acquired through a minimum of two years as a loan officer in a credit union or financial institution. Completion of credit union orientation and at least 4 weeks on-the-job training. Requires a broad knowledge of Credit Union policies and procedures as well as advanced knowledge of credit fundamentals and ability to make sound credit decisions. Ability to work well under the stress of time deadlines.
LANGUAGE SKILLS:
Ability to read and interpret documents such as operating policies and procedure manuals. Ability to comprehend instructions, correspondence, memos, and loan documents. Ability to write basic correspondence and reports as well as effectively present information in one-on-one and small group situations to the public, members, and other employees.
MATHEMATICAL SKILLS:
Ability to calculate figures and amounts such as discounts, interest, and percentages. Ability to apply concepts of basic algebra.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee must occasionally lift and/or move up to 50lbs. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
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