Cost of Living in Hartford, CT

Cost of Living in Hartford, CT is
25.4% Higher
than the National Average

Did the Cost of Living in Hartford, CT increase in 2019? Hartford, CT area prices were up 1.7% from a year ago. The largest increases were found in Transportation, Food, and Housing.
By using Salary.com's Cost of Living Calculator, you can make a cost of living comparison of the Consumer Price Index (CPI) and salary differentials of over 300+ US cities. Let us help you make an informed decision about what it will cost to live and work in the city of your dreams!
About Hartford, Connecticut    Hartford is the capital city of Connecticut. It was the seat of Hartford County until Connecticut disbanded county government in 1960. The city is nic....More

Cost of Living Calculator



Cost of Living in other Major Cities

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 62.5%
City, State Washington, DC Compared to national average
+ 59.6%
City, State Miami, FL Compared to national average
+ 14.7%
City, State Chicago, IL Compared to national average
+ 16.7%
City, State Boston, MA Compared to national average
+ 39.5%
City, State New York, NY Compared to national average
+ 83.0%
City, State Dallas, TX Compared to national average
+ 1.7%

Cost of Living Hartford, CT by Expense Category

Category Compared to national average
CategoryEnergy Compared to national average
-9.7%
CategoryFood Compared to national average
-9.3%
CategoryHealthcare Compared to national average
-3.8%
CategoryHousing Compared to national average
+ 15.6%
CategoryTransportation Compared to national average
+ 12.1%

Cost of Living Comparison with Hartford, CT

If you move to Hartford from one of these cities, you would have these the changes of your cost of living.


Move From Move To Cost Of Living Comparison
Move FromSan Francisco, CA Move ToHartford, CT Cost Of Living Comparision
-37.2%
Move FromWashington, DC Move ToHartford, CT Cost Of Living Comparision
-34.2%
Move FromMiami, FL Move ToHartford, CT Cost Of Living Comparision
+ 10.7%
Move FromChicago, IL Move ToHartford, CT Cost Of Living Comparision
+ 8.7%
Move FromBoston, MA Move ToHartford, CT Cost Of Living Comparision
-14.2%
Move FromNew York, NY Move ToHartford, CT Cost Of Living Comparision
-57.7%
Move FromDallas, TX Move ToHartford, CT Cost Of Living Comparision
+ 23.7%

Based on this cost of living comparison, you can see:
If you move from Chicago IL, Dallas, TX, or Miami, FL, the percent increase of your cost of living could be 22.8%, 37.8%, and 24.8%. Looks like this move could have a negative net change in disposable income, so please think carefully!
If you move from New York, NY, San Francisco, CA, or Washington, DC, the percent reduction of your cost of living could be -43.50%, -23%, and -20.10%, that's good news to you that you could be looking at a positive net change in disposable income.


About Hartford, CT

Hartford is the capital city of Connecticut. It was the seat of Hartford County until Connecticut disbanded county government in 1960. The city is nicknamed the "Insurance Capital of the World", as it hosts many insurance company headquarters and is the region's major industry. It is the core city in the Greater Hartford area of Connecticut. Census estimates since the 2010 United States Census have indicated that Hartford is the fourth-largest city in Connecticut, behind the coastal cities of Bridgeport, New Haven, and Stamford. Hartford was founded in 1635 and is among the oldest cities in th...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia


Comments about the Cost of Living in Hartford, CT

Will the cost of food in Hartford, Connecticut impact the overall cost of living there?

Yes, cost of food is important as we all have to eat! There are ways to save money on your food expenses if you plan carefully. Check out stores like Costco to buy items in bulk at a considerable savings. At different times of the year you can get local produce for low prices at roadside stands or farmer’s markets. There are lots of ways to reduce food expenses and lower your overall cost of living in Hartford, CT. ( 2019-09-26 salary.com )

Are there good recreational opportunities in or near Hartford, CT?

Hartford, CT does not have a major sports team, but don’t worry, check out local colleges and high school sports schedules. These games usually have very cheap tickets and the spirit and enthusiasm of the crowd often makes up for the level of skill. ( 2019-09-26 salary.com )

I am nervous about moving, what is the typical cost of moving to another city and what should I have to think about?

Even if you are moving within your current state, the cost of moving could be over $1,000 depending on the city, what you are moving, and how much professional help you hire. You can save some expense by packing boxes yourself, renting a U-Haul truck, and asking friends and family to help with the loading and unloading. You should call at least three moving companies for a moving estimate, the cost might be less than you think and you won’t have to worry about a friend hurting their back trying to move your heavy furniture. Another way to make your move easier – and save money – is by weeding out items you don’t need anymore. Why bother to move stuff that you do not even use! Have a yard sale or find a local charitable organization and donate items you no longer use. Make sure you include these moving costs into the overall cost of living for year one in Hartford, CT. ( 2019-09-26 salary.com )

I am moving with children, what should I do to make the move less stressful for them and myself?

Make sure your child has a favorite toy, doll, game, clothing, blanket, snacks, etc. to take with them during the transition. Once you arrive, let your child help with arranging and decorating their new room. You may be tempted to unpack everything when you arrive, but make sure you take a break from unpacking to spend time playing and relaxing with your child. Plan on packing a special bag to take with you with those items that you will need first. Towels, soap, a few basic kitchen utensils and food items like crackers, tea, juice, will make your new location functional as soon as you arrive and fell more like home. A small new toy, book, or video that you give to your child when you arrive might help them to feel happy and relaxed in the new location. ( 2019-09-26 salary.com )

How much are average utility costs in Hartford, Connecticut compared to the rest of U.S.?

Electric costs in Hartford,CT are currently the third thighest when compared to other states. Since a year ago the price of electricity in Connecticut has gone up about 5.617%. Electric costs will contribute to the energy component of your overall cost of living. ( 2019-09-26 salary.com )

My kids are important, how much of my cost of living should I estimate I will need to spend on child care in Hartford, CT?

It is difficult to exactly predict the cost of child care in any city, which for parents, is a large part of the cost of living. There are different arrangements and lengths of time that are needed to care for a child, and costs may vary a lot depending on the services provided. Based on the state average, for Hartford child care for a child up to 3 years could cost $13880 per year. Connecticut, is ranked NO. 6 in annual cost of child care in the U.S. ( 2019-09-26 salary.com )

What are rents like in Hartford,CT?

I am single and live in Hartford,CT, I rent a small 1 bedroom and the monthly rent is $720 . Rent contributes to a large part of the overall cost of living in Hartford,CT, I try to economize by having a small apartment. ( 2019-09-26 salary.com )

How does Hartford, Connecticut compare to the rest of U.S. as far as all the taxes that will affect my cost of living?

Good question. Based on Individual income taxes (which you will pay on earnings), Sales taxes (pay for your purchases), property taxes (on your home or indirectly on your rent), unemployment insurance taxes (from your income), and general business taxes (impacting employers ability to offer jobs and good pay), in Hartford, the overall tax climate compared to the rest of the country is the fourth highest. ( 2019-09-26 salary.com )

Does Hartford, Connecticut have a good climate?

Hartford, Connecticut is considered to have one of the COLDEST climates in the country. On average there are 125 days each year that are below freezing. Keep in mind that a cold climate could result in increased heating expenses that will impact the cost of living. ( 2019-09-26 salary.com )

What is the cost of public transit in Hartford, Connecticut?

Public transit in Hartford, CT will cost you around $63.00 per month. ( 2019-09-26 salary.com )

Can you save money using public transport?

You could save up to $1,000 per year, depending on your location, by using public transport instead of driving. Not only will you reduce the stress of driving and finding a place to park once you reach your destination, your car and tires will last longer, and you will spend less on gas. A side benefit is that you may be able to relax, work, or read on the way to work, or get to know and chat with other commuters. Some employers offer employees reduced fee bus or transit passes, so check that out with your employer. ( 2019-09-26 salary.com )



Cost of Living Frequently Asked Questions

What is a Cost of Living index and how is it used?

In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family. ( 2019-09-26 salary.com )

What factors are included in estimating your cost of living?

The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison. ( 2019-09-26 salary.com )

The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly. ( 2019-09-26 salary.com )


Last Update: 2019-09-26