Cost of Living in South Bend, IN is
-3.9% Lower
than the National Average

Did the Cost of Living in South Bend, IN increase in 2024? South Bend, IN area prices were up 1.3% from a year ago. The largest increases were found in Transportation, Food, and Housing.
By using Salary.com's Cost of Living Calculator, you can make a cost of living comparison of the Consumer Price Index (CPI) and salary differentials of over 300+ US cities. Let us help you make an informed decision about what it will cost to live and work in the city of your dreams!
About South Bend, Indiana    South Bend is a city in and the county seat of St. Joseph County, Indiana, United States, on the St. Joseph River near its southernmost bend, from whi....More
The federal minimum wage is $7.25 per hour while Indiana's state law sets the minimum wage rate at $7.25 per hour in 2024. Demands for a living wage that is fair to workers have resulted in numerous location-based changes to minimum wage levels. View future changes in the minimum wage in your location by visiting Minimum Wage Values in South Bend, IN

Cost of Living Calculator



Cost of Living in other Major Cities

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 86.5%
City, State Washington, DC Compared to national average
+ 45.2%
City, State Miami, FL Compared to national average
+ 15.4%
City, State Chicago, IL Compared to national average
+ 12.4%
City, State Boston, MA Compared to national average
+ 53.1%
City, State New York, NY Compared to national average
+ 77.0%
City, State Dallas, TX Compared to national average
+ 7.0%

Cost of Living South Bend, IN by Expense Category

Category Compared to national average
CategoryEnergy Compared to national average
-9.9%
CategoryFood Compared to national average
+ 20.2%
CategoryHealthcare Compared to national average
-7.9%
CategoryHousing Compared to national average
-32.9%
CategoryTransportation Compared to national average
-4.8%

Cost of Living Comparison with South Bend, IN

If you move to South Bend from one of these cities, you would have these the changes of your cost of living.


Move From Move To Cost Of Living Comparison
Move FromSan Francisco, CA Move ToSouth Bend, IN Cost Of Living Comparision
-90.4%
Move FromWashington, DC Move ToSouth Bend, IN Cost Of Living Comparision
-49.1%
Move FromMiami, FL Move ToSouth Bend, IN Cost Of Living Comparision
-19.3%
Move FromChicago, IL Move ToSouth Bend, IN Cost Of Living Comparision
-16.3%
Move FromBoston, MA Move ToSouth Bend, IN Cost Of Living Comparision
-57.0%
Move FromNew York, NY Move ToSouth Bend, IN Cost Of Living Comparision
-80.9%
Move FromDallas, TX Move ToSouth Bend, IN Cost Of Living Comparision
-11.0%

Based on this cost of living comparison, you can see:
If you move from Chicago IL, Dallas, TX, or Miami, FL, the percent increase of your cost of living could be 22.8%, 37.8%, and 24.8%. Looks like this move could have a negative net change in disposable income, so please think carefully!
If you move from New York, NY, San Francisco, CA, or Washington, DC, the percent reduction of your cost of living could be -43.50%, -23%, and -20.10%, that's good news to you that you could be looking at a positive net change in disposable income.


About South Bend, IN

South Bend is a city in and the county seat of St. Joseph County, Indiana, United States, on the St. Joseph River near its southernmost bend, from which it derives its name. As of the 2010 census, the city had a total of 101,168 residents; its Metropolitan Statistical Area had a population of 318,586 and Combined Statistical Area of 721,296. It is the fourth-largest city in Indiana, serving as the economic and cultural hub of Northern Indiana. The highly ranked University of Notre Dame is located just to the north in unincorporated Notre Dame, Indiana and is an integral contributor to the reg...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia


Comments about the Cost of Living in South Bend, IN

If I plan on eating out occasionally will it be affordable in South Bend, IN?

South Bend, Indiana going out to eat at a restaurant and buying food is considered to be affordable. Make sure you take this into account as you plan your overall cost of living in South Bend, IN. ( 2024-02-26 salary.com )

Are there good recreational opportunities in or near South Bend, IN?

South Bend, IN does not have a major sports team, but don’t worry, check out local colleges and high school sports schedules. These games usually have very cheap tickets and the spirit and enthusiasm of the crowd often makes up for the level of skill. ( 2024-02-26 salary.com )

How much is the average price of internet in South Bend, IN?

The average cost of internet access in the U.S. is $66.20 per month. There are many providers and various packages that are offered, many that bundle internet, cable, and phone together. Pricing for various packages can vary a lot even in the same location. You should evaluate the options based on your usage and preferences and pick the best fit for your needs. One tip to reduce this cost and your overall cost of living, is to get cable service from another source like Direct TV, Netflix, Sling, Amazon Prime or others. ( 2024-02-26 salary.com )

I am moving with children, what should I do to make the move less stressful for them and myself?

Adults find that moving can sometimes be an emotional and stressful experience. Children, who don’t have the maturity, independence, and understanding of a parent may be even more sensitive to a move. If they are old enough to understand, include the children in making plans for the move. When moving to a distant place, help your children learn about the new area. Check out the website for South Bend, Indiana to find opportunities and activities in the new location like parks, beaches, museums, or playgrounds that kids will enjoy and look forward to visiting. ( 2024-02-26 salary.com )

Is the cost of electricity in South Bend, Indiana expected to change in the future?

The cost of electricity in Indiana has gone down by 0.248% in the past year. It is possible that electric rates may fluctuate depending on consumption rates, government regulations and even the weather. ( 2024-02-26 salary.com )

I have a child, how much will child care cost per month in South Bend, Indiana ?

The estimated average annual cost for child care in South Bend, Indiana (based on state average), is $8918. This cost is ranked NO. 30 nationally. Some employers have company provided day care centers that let you bring your child to work with you and receive care on site. Some colleges and universities with Childhood Education programs also may have day care centers available at reduced costs, so you should explore those possibilities to see if you can reduce your child care expense. ( 2024-02-26 salary.com )

Should I plan on spending a lot on rent in South Bend,IN?

In South Bend,IN, my friend pays $780 for a large 2 bedroom apartment. Since he has 2 children, he needs to have a large apartment. ( 2024-02-26 salary.com )

Are there fun things to in South Bend, Indiana that are free or don’t cost a lot?

Looks for areas of South Bend, Indiana where there is a large student population. In those areas you will be sure to find lots of free or cheap events to go to and plenty of cheap places to eat. Familiarize yourself with the places where students hang out, and take advantage of discounted or bargain prices, you are sure to be able to keep your cost of living reasonable. Look at the website for South Bend, IN to find recommendations for activities that are available and unique to the area. ( 2024-02-26 salary.com )

Will I have to pay a lot in taxes if I move to South Bend, Indiana?

The sales tax for South Bend is 7%. This is the tax that you will pay on things that you buy. ( 2024-02-26 salary.com )

Can you save money using public transport?

You could save up to $1,000 per year, depending on your location, by using public transport instead of driving. Not only will you reduce the stress of driving and finding a place to park once you reach your destination, your car and tires will last longer, and you will spend less on gas. A side benefit is that you may be able to relax, work, or read on the way to work, or get to know and chat with other commuters. Some employers offer employees reduced fee bus or transit passes, so check that out with your employer. ( 2024-02-26 salary.com )



Cost of Living Frequently Asked Questions

What is a Cost of Living index and how is it used?

In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family. ( 2024-02-26 salary.com )

What factors are included in estimating your cost of living?

The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison. ( 2024-02-26 salary.com )

The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly. ( 2024-02-26 salary.com )


Last Update: 2024-02-26